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AI in Finance: Where It¢¥s Being Used and Is It Delivering Value?
»óǰÄÚµå : 1673131
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¹ßÇàÀÏ : 2025³â 03¿ù
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ÀÌ IDC Perspective¿¡¼­´Â ±ÝÀ¶¿ë AI¿¡ ´ëÇØ ³íÇϰí ÀÖ½À´Ï´Ù. AI´Â ¸Ó½Å·¯´×°ú RPA °°Àº ±â¼úÀ» ÅëÇØ ÀÇ»ç °áÁ¤, ¸®½ºÅ© °ü¸®, ¿î¿µ È¿À²¼ºÀ» Çâ»ó½ÃÅ´À¸·Î½á ±â¾÷ ±ÝÀ¶¿¡ Çõ½ÅÀ» ÀÏÀ¸Å°°í ÀÖ½À´Ï´Ù. ¿¹Ãø ¹× ÀÚµ¿È­ °³¼±°ú °°Àº »ó´çÇÑ ÀÌÁ¡¿¡µµ ºÒ±¸ÇÏ°í µ¥ÀÌÅÍ ÇÁ¶óÀ̹ö½Ã, ¸ðµ¨ Á¤È®µµ, ±âÁ¸ ½Ã½ºÅÛ°úÀÇ ÅëÇÕ°ú °°Àº °úÁ¦´Â ¿©ÀüÈ÷ ³²¾Æ ÀÖ½À´Ï´Ù. IDCÀÇ 2024³â CFO Á¶»ç¿¡ µû¸£¸é AIÀÇ µµÀÔÀÌ È®´ëµÇ°í ÀÖÀ¸¸ç, ÀÀ´äÀÚÀÇ 81%°¡ Àû±ØÀûÀÎ ¿µÇâÀ» ÁöÀûÇϰí ÀÖ½À´Ï´Ù. ±×·¯³ª À̵¿¿¡´Â ½ÅÁßÇÑ °¨µ¶, Áö¼ÓÀû ½ºÅ³ ¾÷, ³ëµ¿·Â »è°¨°ú Áï¼® ¸®ÅÏ¿¡ °üÇÑ Çö½ÇÀûÀÎ ±â´ë°¡ ÇÊ¿äÇÕ´Ï´Ù. "AI´Â ±â¾÷ ±ÝÀ¶¿¡ Çõ¸íÀ» ÀÏÀ¸Å°°í ÀÖÁö¸¸ ¿ì¸®´Â AI°¡ °¡Á®¿Ã À±¸®Àû, ¿î¿µÀû °úÁ¦¿¡ ÁøÁ¤À¸·Î ´ëºñÇϰí ÀÖÀ»±î¿ä? ÅõÀÚµµ ÇÊ¿äÇÏÁö¸¸ °¡Ä¡¸¦ ½ÇÇöÇϱâ À§ÇÑ ÈÄ¼Ó Á¶Ä¡µµ ÇÊ¿äÇÕ´Ï´Ù."¶ó°í IDCÀÇ ¿ùµå¿ÍÀ̵å CFO Å×Å© ¾ÆÁ¨´Ù¸®¼­Ä¡ µð·ºÅÍ Heather Herbst´Â ¸»Çß½À´Ï´Ù.

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This IDC Perspective discusses AI in finance. AI is revolutionizing corporate finance by enhancing decision-making, risk management, and operational efficiency through technologies like machine learning and RPA. Despite significant benefits such as improved forecasting and automation, challenges like data privacy, model accuracy, and integration with existing systems persist. IDC's 2024 CFO survey indicates widespread AI adoption, with positive impacts noted by 81% of respondents. However, the transition requires careful oversight, continuous upskilling, and realistic expectations regarding workforce reduction and immediate returns."AI is revolutionizing corporate finance, but are we truly ready for the ethical and operational challenges it brings? "There is an investment but also a follow-through that is required to see the value." - Heather Herbst, research director, Worldwide CFO Tech Agenda at IDC

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