모바일 뱅킹 시장 규모, 점유율, 성장 분석 : 유형별, 플랫폼별, 배포 유형별, 최종사용자별, 지역별 - 산업 예측(2025-2032년)
Mobile Banking Market Size, Share, and Growth Analysis, By Type (Wireless Application Protocol (WAP), SMS Banking), By Platform (Android, IOS), By Deployment Type, By End User, By Region - Industry Forecast 2025-2032
상품코드:1658081
리서치사:SkyQuest
발행일:2025년 02월
페이지 정보:영문 207 Pages
라이선스 & 가격 (부가세 별도)
한글목차
모바일 뱅킹 시장 규모는 2023년에 86억 2,000만 달러로 평가되며, 2024년 96억 3,000만 달러에서 2032년에는 233억 3,000만 달러로 성장하며, 예측 기간(2025-2032년)의 CAGR은 11.7%로 성장할 전망입니다.
모바일 뱅킹 분야는 괄목할 만한 성장과 진화를 이루며 세계 은행업계에서 그 입지를 확고히 하고 있습니다. 주요 인사이트에 따르면 스마트폰 보급률 증가와 편리한 서비스에 대한 수요가 이러한 급속한 성장을 주도하고 있습니다. 스마트폰의 가격 하락으로 모바일 뱅킹에 대한 접근성이 확대되면서 전 세계에서 모바일 뱅킹 이용자가 크게 증가하고 있습니다. 언제 어디서나 다양한 은행 거래를 할 수 있는 편리함은 고객에게 큰 매력으로 작용하고 있으며, 은행에 직접 방문할 필요가 없어졌습니다. 과거에는 보안 문제가 모바일 뱅킹의 보급을 가로막았지만, 지문인식, 안면인식 등 생체인식 방식을 포함한 기술의 발전으로 보안 프로토콜이 강화되고 사용자들의 신뢰가 높아지면서 모바일 뱅킹 서비스의 보급이 더욱 확산되고 있습니다.
목차
서론
조사의 목적
조사 범위
정의
조사 방법
정보 조달
2차와 1차 데이터 방법
시장 규모 예측
시장의 전제조건과 제한
개요
세계 시장 전망
공급과 수요 동향 분석
부문별 기회 분석
시장 역학과 전망
시장 개요
시장 규모
시장 역학
촉진요인과 기회
억제요인과 과제
Porter의 산업 분석
주요 시장 인사이트
주요 성공 요인
경쟁의 정도
주요 투자 기회
시장 에코시스템
시장의 매력 지수(2024년)
PESTEL 분석
거시경제 지표
밸류체인 분석
가격 분석
모바일 뱅킹 시장 규모 : 유형별 & CAGR(2025-2032)
시장 개요
무선 애플리케이션 프로토콜(WAP)
SMS 뱅킹
비구조화 보충 서비스 데이터(USSD)
스탠드얼론 모바일 애플리케이션
기타
모바일 뱅킹 시장 규모 : 플랫폼별 & CAGR(2025-2032)
시장 개요
Android
iOS판
기타
모바일 뱅킹 시장 규모 : 배포 유형별 & CAGR(2025-2032)
시장 개요
클라우드
온프레미스
모바일 뱅킹 시장 규모 : 최종사용자별 & CAGR(2025-2032)
시장 개요
개인
기업
모바일 뱅킹 시장 규모 : 지역별 & CAGR(2025-2032)
북미
미국
캐나다
유럽
독일
스페인
프랑스
영국
이탈리아
기타 유럽 지역
아시아태평양
중국
인도
일본
한국
기타 아시아태평양
라틴아메리카
브라질
기타 라틴아메리카 지역
중동 및 아프리카
GCC 국가
남아프리카공화국
기타 중동 및 아프리카
경쟁 정보
상위 5사의 비교
주요 기업의 시장 포지셔닝(2024년)
주요 시장 기업이 채택한 전략
최근 시장 동향
기업의 시장 점유율 분석(2024년)
주요 기업의 기업 개요
기업의 상세
제품 포트폴리오 분석
기업의 부문별 점유율 분석
매출의 전년대비 비교(2022-2024)
주요 기업 개요
JPMorgan Chase & Co.(United States)
Bank of America Corporation(United States)
Wells Fargo & Company(United States)
Citigroup Inc.(United States)
HSBC Holdings plc(United Kingdom)
Barclays plc(United Kingdom)
Lloyds Banking Group plc(United Kingdom)
BNP Paribas S.A.(France)
Societe Generale S.A.(France)
Deutsche Bank AG(Germany)
UBS Group AG(Switzerland)
Credit Suisse Group AG(Switzerland)
Banco Santander S.A.(Spain)
UniCredit S.p.A.(Italy)
ING Groep N.V.(Netherlands)
The Toronto-Dominion Bank(Canada)
Royal Bank of Canada(Canada)
Australia and New Zealand Banking Group Limited(Australia)
Westpac Banking Corporation(Australia)
National Australia Bank Limited(Australia)
결론과 제안
KSA
영문 목차
영문목차
Mobile Banking Market size was valued at USD 8.62 billion in 2023 and is poised to grow from USD 9.63 billion in 2024 to USD 23.33 billion by 2032, growing at a CAGR of 11.7% during the forecast period (2025-2032).
The mobile banking sector has seen remarkable growth and evolution, solidifying its place in the global banking landscape. Key insights reveal that an increase in smartphone adoption and the demand for convenient services are driving this rapid expansion. More affordable smartphones have widened access to mobile banking, resulting in a substantial rise in users globally. The convenience of conducting various banking transactions anytime and anywhere is a significant attraction for customers, eliminating the need for physical branch visits. While security concerns had previously hindered adoption, advancements in technology, including biometric authentication methods like fingerprint and facial recognition, have enhanced security protocols, boosting user trust and encouraging further adoption of mobile banking services.
Top-down and bottom-up approaches were used to estimate and validate the size of the Mobile Banking market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Mobile Banking Market Segments Analysis
Global Mobile Banking Market is segmented by Type, Platform, Deployment Type, End User and region. Based on Type, the market is segmented into Wireless Application Protocol (WAP), SMS Banking, Unstructured Supplementary, Service Data (USSD), Standalone Mobile Application and Others. Based on Platform, the market is segmented into Android, IOS and Others. Based on Deployment Type, the market is segmented into Cloud and On-premise. Based on End User, the market is segmented into Individual and Enterprise. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & Africa.
Driver of the Mobile Banking Market
The mobile banking market is driven by its exceptional convenience and accessibility, allowing customers to perform various financial transactions anytime and anywhere without the hassle of visiting traditional bank branches. This user-friendly approach has significantly boosted the popularity of mobile banking services among consumers, leading to broader adoption rates. As individuals seek efficient and immediate banking solutions, the enhanced experience provided by mobile banking continues to attract more users, making it an essential component of modern financial services. This shift towards mobile platforms not only simplifies banking tasks but also fosters greater engagement and satisfaction among customers, further propelling market growth.
Restraints in the Mobile Banking Market
The mobile banking market faces certain constraints as a segment of the population continues to favor conventional banking practices. Many individuals are hesitant to transition to digital platforms due to a lack of familiarity with technology and apprehensions regarding trust and security. This reluctance to embrace change, along with a strong inclination toward in-person interactions, acts as a barrier to the broader acceptance of mobile banking services. As a result, potential users may be reluctant to move away from established banking channels, hindering the growth and penetration of mobile banking in the overall financial services landscape.
Market Trends of the Mobile Banking Market
The global mobile banking market is experiencing a significant surge driven by the increasing adoption of open banking, which facilitates seamless data sharing between consumers and third-party financial service providers. With customers now empowered to grant consent for their banking data access, the market is witnessing a diversification of services, leading to enhanced financial products and personalized offerings. This trend not only fosters competition among service providers but also enhances customer experiences through tailored financial solutions. As users seek more innovative, flexible, and efficient banking options, open banking is poised to reshape the mobile banking landscape, promoting financial inclusivity and driving market growth.
Table of Contents
Introduction
Objectives of the Study
Scope of the Report
Definitions
Research Methodology
Information Procurement
Secondary & Primary Data Methods
Market Size Estimation
Market Assumptions & Limitations
Executive Summary
Global Market Outlook
Supply & Demand Trend Analysis
Segmental Opportunity Analysis
Market Dynamics & Outlook
Market Overview
Market Size
Market Dynamics
Drivers & Opportunities
Restraints & Challenges
Porters Analysis
Competitive rivalry
Threat of substitute
Bargaining power of buyers
Threat of new entrants
Bargaining power of suppliers
Key Market Insights
Key Success Factors
Degree of Competition
Top Investment Pockets
Market Ecosystem
Market Attractiveness Index, 2024
PESTEL Analysis
Macro-Economic Indicators
Value Chain Analysis
Pricing Analysis
Global Mobile Banking Market Size by Type & CAGR (2025-2032)
Market Overview
Wireless Application Protocol (WAP)
SMS Banking
Unstructured Supplementary, Service Data (USSD)
Standalone Mobile Application
Others
Global Mobile Banking Market Size by Platform & CAGR (2025-2032)
Market Overview
Android
IOS
Others
Global Mobile Banking Market Size by Deployment Type & CAGR (2025-2032)
Market Overview
Cloud
On-premise
Global Mobile Banking Market Size by End User & CAGR (2025-2032)
Market Overview
Individual
Enterprise
Global Mobile Banking Market Size & CAGR (2025-2032)
North America (Type, Platform, Deployment Type, End User)
US
Canada
Europe (Type, Platform, Deployment Type, End User)
Germany
Spain
France
UK
Italy
Rest of Europe
Asia Pacific (Type, Platform, Deployment Type, End User)
China
India
Japan
South Korea
Rest of Asia-Pacific
Latin America (Type, Platform, Deployment Type, End User)
Brazil
Rest of Latin America
Middle East & Africa (Type, Platform, Deployment Type, End User)
GCC Countries
South Africa
Rest of Middle East & Africa
Competitive Intelligence
Top 5 Player Comparison
Market Positioning of Key Players, 2024
Strategies Adopted by Key Market Players
Recent Developments in the Market
Company Market Share Analysis, 2024
Company Profiles of All Key Players
Company Details
Product Portfolio Analysis
Company's Segmental Share Analysis
Revenue Y-O-Y Comparison (2022-2024)
Key Company Profiles
JPMorgan Chase & Co. (United States)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Bank of America Corporation (United States)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Wells Fargo & Company (United States)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Citigroup Inc. (United States)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
HSBC Holdings plc (United Kingdom)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Barclays plc (United Kingdom)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Lloyds Banking Group plc (United Kingdom)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
BNP Paribas S.A. (France)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Societe Generale S.A. (France)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Deutsche Bank AG (Germany)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
UBS Group AG (Switzerland)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Credit Suisse Group AG (Switzerland)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Banco Santander S.A. (Spain)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
UniCredit S.p.A. (Italy)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
ING Groep N.V. (Netherlands)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
The Toronto-Dominion Bank (Canada)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Royal Bank of Canada (Canada)
Company Overview
Business Segment Overview
Financial Updates
Key Developments
Australia and New Zealand Banking Group Limited (Australia)
