AI 플랫폼 대출 시장 : 세계 산업 규모, 점유율, 동향, 기회, 예측 - 유형별, AI 유형별, 최종사용자별, 지역별, 경쟁별(2020-2030년)
AI Platform Lending Market - Global Industry Size, Share, Trends, Opportunity, and Forecast Segmented By Type, By AI Type, By End-User, By Region, and By Competition, 2020-2030F
상품코드:1881633
리서치사:TechSci Research
발행일:2025년 11월
페이지 정보:영문 186 Pages
라이선스 & 가격 (부가세 별도)
ㅁ Add-on 가능: 고객의 요청에 따라 일정한 범위 내에서 Customization이 가능합니다. 자세한 사항은 문의해 주시기 바랍니다.
한글목차
세계의 AI 플랫폼 대출 시장은 2024년에 749억 달러로 평가되었으며, 2030년까지 CAGR 23%로 성장하여 2,593억 7,000만 달러에 달할 것으로 예측됩니다.
세계 AI 플랫폼 대출 시장은 인공지능(AI)과 머신러닝을 활용하여 대출 프로세스의 다양한 단계(신용 평가 및 인수부터 부정행위 탐지 및 포트폴리오 관리까지)를 자동화하고 최적화하는 금융 기술 솔루션을 포괄하고 있습니다.
시장 개요
예측 기간
2026-2030년
시장 규모 : 2024년
749억 달러
시장 규모 : 2030년
2,593억 7,000만 달러
CAGR : 2025-2030년
23%
가장 빠르게 성장하는 부문
애널리틱스
최대 시장
북미
주요 시장 촉진요인
세계 AI 플랫폼 대출 시장은 고급 AI 및 기계 학습 기능에 의해 크게 촉진되고 있습니다. 이러한 기술을 통해 대출기관은 광범위한 데이터세트를 분석할 수 있으며, 기존의 지표를 넘어 대출자의 신용을 평가하는 데 중요한 복잡한 패턴을 파악할 수 있습니다.
주요 시장 과제
세계 AI 플랫폼 대출 시장은 복잡한 데이터 프라이버시 문제와 금융 분야의 인공지능 애플리케이션을 둘러싼 빠르게 진화하는 규제 환경에 대응하는 데 있어 큰 장벽에 직면해 있습니다. 이러한 기술에 대한 명확하고 조화로운 프레임워크가 존재하지 않기 때문에 금융기관은 컴플라이언스에 대한 불확실성이 존재합니다.
주요 시장 동향
비금융 플랫폼과의 임베디드 금융 통합은 비금융 플랫폼의 고객 경험에 직접 신용 상품을 통합하는 중요한 변화를 의미합니다. 이러한 접근 방식은 편의성을 높이고, 기존 금융기관을 넘어선 새로운 유통 채널을 창출하여 대출 시장의 확대를 촉진합니다.
목차
제1장 개요
제2장 조사 방법
제3장 주요 요약
제4장 고객의 소리
제5장 세계의 AI 플랫폼 대출 시장 전망
시장 규모 및 예측
금액별
시장 점유율과 예측
종류별(자연어 처리, 딥러닝, 머신러닝, 기타)
AI 유형별(애널리틱스, 텍스트, 비주얼, 기타)
최종사용자별(은행, 정부, 교육기관, 기타)
지역별
기업별(2024)
시장 맵
제6장 북미의 AI 플랫폼 대출 시장 전망
시장 규모 및 예측
시장 점유율과 예측
북미 : 국가별 분석
미국
캐나다
멕시코
제7장 유럽의 AI 플랫폼 대출 시장 전망
시장 규모 및 예측
시장 점유율과 예측
유럽 : 국가별 분석
독일
프랑스
영국
이탈리아
스페인
제8장 아시아태평양의 AI 플랫폼 대출 시장 전망
시장 규모 및 예측
시장 점유율과 예측
아시아태평양 : 국가별 분석
중국
인도
일본
한국
호주
제9장 중동 및 아프리카의 AI 플랫폼 대출 시장 전망
시장 규모 및 예측
시장 점유율과 예측
중동 및 아프리카 : 국가별 분석
사우디아라비아
아랍에미리트
남아프리카공화국
제10장 남미의 AI 플랫폼 대출 시장 전망
시장 규모 및 예측
시장 점유율과 예측
남미 : 국가별 분석
브라질
콜롬비아
아르헨티나
제11장 시장 역학
성장 촉진요인
과제
제12장 시장 동향과 발전
인수합병
제품 출시
최근 동향
제13장 세계의 AI 플랫폼 대출 시장 : SWOT 분석
제14장 Porter's Five Forces 분석
업계내 경쟁
신규 참여의 가능성
공급업체의 능력
고객의 능력
대체품의 위협
제15장 경쟁 구도
Tavant Technologies Inc.
ICE Mortgage Technology, Inc.
Fiserv, Inc.
Pegasystems Inc.
Newgen Software Technologies Limited
Social Finance, LLC
Blend Labs, Inc.
Nucleus Software Exports Ltd.
Sigma Infosolutions Ltd.
Upstart Network, Inc.
제16장 전략적 제안
제17장 조사 회사 소개 및 면책사항
KSM
영문 목차
영문목차
The Global AI Platform Lending Market, valued at USD 74.90 Billion in 2024, is projected to experience a CAGR of 23% to reach USD 259.37 Billion by 2030. The Global AI Platform Lending Market encompasses financial technology solutions that leverage artificial intelligence and machine learning to automate and optimize various stages of the lending process, from credit assessment and underwriting to fraud detection and portfolio management.
Market Overview
Forecast Period
2026-2030
Market Size 2024
USD 74.90 Billion
Market Size 2030
USD 259.37 Billion
CAGR 2025-2030
23%
Fastest Growing Segment
Analytics
Largest Market
North America
Key Market Drivers
The Global AI Platform Lending Market is significantly propelled by advanced AI and machine learning capabilities. These technologies empower lenders to analyze extensive and diverse datasets, moving beyond traditional metrics to identify complex patterns crucial for assessing borrower creditworthiness. This analytical precision supports informed decision-making and drives product innovation. According to IBM, October 2023, "Global AI Adoption Index 2023", 4% of financial services institutions reported actively deploying artificial intelligence, indicating significant integration.
Key Market Challenges
The Global AI Platform Lending Market faces a substantial impediment in navigating complex data privacy concerns and the rapidly evolving regulatory landscape surrounding artificial intelligence applications in finance. The absence of clear, harmonized frameworks for these technologies creates significant compliance uncertainties for financial institutions. This regulatory ambiguity often translates into increased legal and operational overheads, as entities must dedicate considerable resources to monitoring and adapting to disparate and frequently updated regulations across various jurisdictions.
Key Market Trends
Embedded Lending Integration with Non-Financial Platforms represents a significant shift by integrating credit products directly into customer journeys on non-financial platforms. This approach enhances convenience and expands the market for lending by creating new distribution channels beyond traditional financial institutions. Consumers and businesses can thus obtain financing at the precise moment of need, such as during e-commerce transactions or within business management software. For example, according to the GSMA's 'State of the Industry Report on Mobile Money 2025', 44% of mobile money providers offered credit services as of June 2024, demonstrating lending integration into non-traditional platforms.
Key Market Players
Tavant Technologies Inc.
ICE Mortgage Technology, Inc.
Fiserv, Inc.
Pegasystems Inc.
Newgen Software Technologies Limited
Social Finance, LLC
Blend Labs, Inc.
Nucleus Software Exports Ltd.
Sigma Infosolutions Ltd.
Upstart Network, Inc.
Report Scope:
In this report, the Global AI Platform Lending Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
AI Platform Lending Market, By Type:
Natural Language Processing
Deep Learning
Machine Learning
Others
AI Platform Lending Market, By AI Type:
Analytics
Text
Visual
Others
AI Platform Lending Market, By End-User:
Bank
Government
Education
Others
AI Platform Lending Market, By Region:
North America
United States
Canada
Mexico
Europe
France
United Kingdom
Italy
Germany
Spain
Asia Pacific
China
India
Japan
Australia
South Korea
South America
Brazil
Argentina
Colombia
Middle East & Africa
South Africa
Saudi Arabia
UAE
Competitive Landscape
Company Profiles: Detailed analysis of the major companies presents in the Global AI Platform Lending Market.
Available Customizations:
Global AI Platform Lending Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:
Company Information
Detailed analysis and profiling of additional market players (up to five).
Table of Contents
1. Product Overview
1.1. Market Definition
1.2. Scope of the Market
1.2.1. Markets Covered
1.2.2. Years Considered for Study
1.2.3. Key Market Segmentations
2. Research Methodology
2.1. Objective of the Study
2.2. Baseline Methodology
2.3. Key Industry Partners
2.4. Major Association and Secondary Sources
2.5. Forecasting Methodology
2.6. Data Triangulation & Validation
2.7. Assumptions and Limitations
3. Executive Summary
3.1. Overview of the Market
3.2. Overview of Key Market Segmentations
3.3. Overview of Key Market Players
3.4. Overview of Key Regions/Countries
3.5. Overview of Market Drivers, Challenges, Trends
4. Voice of Customer
5. Global AI Platform Lending Market Outlook
5.1. Market Size & Forecast
5.1.1. By Value
5.2. Market Share & Forecast
5.2.1. By Type (Natural Language Processing, Deep Learning, Machine Learning, Others)
5.2.2. By AI Type (Analytics, Text, Visual, Others)
5.2.3. By End-User (Bank, Government, Education, Others)
5.2.4. By Region
5.2.5. By Company (2024)
5.3. Market Map
6. North America AI Platform Lending Market Outlook
6.1. Market Size & Forecast
6.1.1. By Value
6.2. Market Share & Forecast
6.2.1. By Type
6.2.2. By AI Type
6.2.3. By End-User
6.2.4. By Country
6.3. North America: Country Analysis
6.3.1. United States AI Platform Lending Market Outlook
6.3.1.1. Market Size & Forecast
6.3.1.1.1. By Value
6.3.1.2. Market Share & Forecast
6.3.1.2.1. By Type
6.3.1.2.2. By AI Type
6.3.1.2.3. By End-User
6.3.2. Canada AI Platform Lending Market Outlook
6.3.2.1. Market Size & Forecast
6.3.2.1.1. By Value
6.3.2.2. Market Share & Forecast
6.3.2.2.1. By Type
6.3.2.2.2. By AI Type
6.3.2.2.3. By End-User
6.3.3. Mexico AI Platform Lending Market Outlook
6.3.3.1. Market Size & Forecast
6.3.3.1.1. By Value
6.3.3.2. Market Share & Forecast
6.3.3.2.1. By Type
6.3.3.2.2. By AI Type
6.3.3.2.3. By End-User
7. Europe AI Platform Lending Market Outlook
7.1. Market Size & Forecast
7.1.1. By Value
7.2. Market Share & Forecast
7.2.1. By Type
7.2.2. By AI Type
7.2.3. By End-User
7.2.4. By Country
7.3. Europe: Country Analysis
7.3.1. Germany AI Platform Lending Market Outlook
7.3.1.1. Market Size & Forecast
7.3.1.1.1. By Value
7.3.1.2. Market Share & Forecast
7.3.1.2.1. By Type
7.3.1.2.2. By AI Type
7.3.1.2.3. By End-User
7.3.2. France AI Platform Lending Market Outlook
7.3.2.1. Market Size & Forecast
7.3.2.1.1. By Value
7.3.2.2. Market Share & Forecast
7.3.2.2.1. By Type
7.3.2.2.2. By AI Type
7.3.2.2.3. By End-User
7.3.3. United Kingdom AI Platform Lending Market Outlook
7.3.3.1. Market Size & Forecast
7.3.3.1.1. By Value
7.3.3.2. Market Share & Forecast
7.3.3.2.1. By Type
7.3.3.2.2. By AI Type
7.3.3.2.3. By End-User
7.3.4. Italy AI Platform Lending Market Outlook
7.3.4.1. Market Size & Forecast
7.3.4.1.1. By Value
7.3.4.2. Market Share & Forecast
7.3.4.2.1. By Type
7.3.4.2.2. By AI Type
7.3.4.2.3. By End-User
7.3.5. Spain AI Platform Lending Market Outlook
7.3.5.1. Market Size & Forecast
7.3.5.1.1. By Value
7.3.5.2. Market Share & Forecast
7.3.5.2.1. By Type
7.3.5.2.2. By AI Type
7.3.5.2.3. By End-User
8. Asia Pacific AI Platform Lending Market Outlook
8.1. Market Size & Forecast
8.1.1. By Value
8.2. Market Share & Forecast
8.2.1. By Type
8.2.2. By AI Type
8.2.3. By End-User
8.2.4. By Country
8.3. Asia Pacific: Country Analysis
8.3.1. China AI Platform Lending Market Outlook
8.3.1.1. Market Size & Forecast
8.3.1.1.1. By Value
8.3.1.2. Market Share & Forecast
8.3.1.2.1. By Type
8.3.1.2.2. By AI Type
8.3.1.2.3. By End-User
8.3.2. India AI Platform Lending Market Outlook
8.3.2.1. Market Size & Forecast
8.3.2.1.1. By Value
8.3.2.2. Market Share & Forecast
8.3.2.2.1. By Type
8.3.2.2.2. By AI Type
8.3.2.2.3. By End-User
8.3.3. Japan AI Platform Lending Market Outlook
8.3.3.1. Market Size & Forecast
8.3.3.1.1. By Value
8.3.3.2. Market Share & Forecast
8.3.3.2.1. By Type
8.3.3.2.2. By AI Type
8.3.3.2.3. By End-User
8.3.4. South Korea AI Platform Lending Market Outlook
8.3.4.1. Market Size & Forecast
8.3.4.1.1. By Value
8.3.4.2. Market Share & Forecast
8.3.4.2.1. By Type
8.3.4.2.2. By AI Type
8.3.4.2.3. By End-User
8.3.5. Australia AI Platform Lending Market Outlook
8.3.5.1. Market Size & Forecast
8.3.5.1.1. By Value
8.3.5.2. Market Share & Forecast
8.3.5.2.1. By Type
8.3.5.2.2. By AI Type
8.3.5.2.3. By End-User
9. Middle East & Africa AI Platform Lending Market Outlook
9.1. Market Size & Forecast
9.1.1. By Value
9.2. Market Share & Forecast
9.2.1. By Type
9.2.2. By AI Type
9.2.3. By End-User
9.2.4. By Country
9.3. Middle East & Africa: Country Analysis
9.3.1. Saudi Arabia AI Platform Lending Market Outlook
9.3.1.1. Market Size & Forecast
9.3.1.1.1. By Value
9.3.1.2. Market Share & Forecast
9.3.1.2.1. By Type
9.3.1.2.2. By AI Type
9.3.1.2.3. By End-User
9.3.2. UAE AI Platform Lending Market Outlook
9.3.2.1. Market Size & Forecast
9.3.2.1.1. By Value
9.3.2.2. Market Share & Forecast
9.3.2.2.1. By Type
9.3.2.2.2. By AI Type
9.3.2.2.3. By End-User
9.3.3. South Africa AI Platform Lending Market Outlook
9.3.3.1. Market Size & Forecast
9.3.3.1.1. By Value
9.3.3.2. Market Share & Forecast
9.3.3.2.1. By Type
9.3.3.2.2. By AI Type
9.3.3.2.3. By End-User
10. South America AI Platform Lending Market Outlook
10.1. Market Size & Forecast
10.1.1. By Value
10.2. Market Share & Forecast
10.2.1. By Type
10.2.2. By AI Type
10.2.3. By End-User
10.2.4. By Country
10.3. South America: Country Analysis
10.3.1. Brazil AI Platform Lending Market Outlook
10.3.1.1. Market Size & Forecast
10.3.1.1.1. By Value
10.3.1.2. Market Share & Forecast
10.3.1.2.1. By Type
10.3.1.2.2. By AI Type
10.3.1.2.3. By End-User
10.3.2. Colombia AI Platform Lending Market Outlook
10.3.2.1. Market Size & Forecast
10.3.2.1.1. By Value
10.3.2.2. Market Share & Forecast
10.3.2.2.1. By Type
10.3.2.2.2. By AI Type
10.3.2.2.3. By End-User
10.3.3. Argentina AI Platform Lending Market Outlook
10.3.3.1. Market Size & Forecast
10.3.3.1.1. By Value
10.3.3.2. Market Share & Forecast
10.3.3.2.1. By Type
10.3.3.2.2. By AI Type
10.3.3.2.3. By End-User
11. Market Dynamics
11.1. Drivers
11.2. Challenges
12. Market Trends & Developments
12.1. Merger & Acquisition (If Any)
12.2. Product Launches (If Any)
12.3. Recent Developments
13. Global AI Platform Lending Market: SWOT Analysis
