세계의 금융 사기 탐지 소프트웨어 시장 보고서(2025년)
Financial Fraud Detection Software Global Market Report 2025
상품코드 : 1808235
리서치사 : The Business Research Company
발행일 : On Demand Report
페이지 정보 : 영문 250 Pages
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한글목차

금융 사기 탐지 소프트웨어 시장은 향후 수년간 급성장할 것으로 전망됩니다. 2029년까지 연평균 복합 성장률(CAGR) 13.7%로 325억 3,000만 달러로 성장할 전망입니다. 예측 기간의 성장은 금융 거래의 양과 복잡성 증가, 모바일 뱅킹과 온라인 거래의 확대, 디지털 결제 방법의 채용 확대, 실시간 사기 탐지 기능에 대한 수요에 기인하는 것으로 예측됩니다. 예측 기간의 주요 동향으로는 고도의 데이터 시각화, 금융기관 간의 연계, 돈세탁 방지 시스템과의 통합, 기업 리스크 관리 시스템과의 통합, 법집행기관과의 제휴 등을 들 수 있습니다.

향후 5년간 예측되는 성장률 13.7%는 과거 예측에서 0.2% 감소하였습니다. 이러한 성장 감소는 주로 미국과 다른 국가 간의 관세의 영향 때문입니다. 주로 인도와 호주에서 개발된 머신러닝을 통한 사기 패턴 인식 시스템과 본인 확인 솔루션이 소프트웨어 업데이트 예산 제약으로 인해 정확도가 하락하면서 오인식률 증가로 이어져 미국에 직접 영향을 미칠 가능성이 높습니다. 또한 상호 관세와 무역의 긴장과 한계 증가로 인한 세계 경제와 무역에 대한 악영향으로 인해 영향이 보다 광범위해질 것으로 보입니다.

디지털 금융거래량 증가가 금융 사기 탐지 소프트웨어 시장의 확대를 견인할 것으로 예측됩니다. 디지털 금융 거래에는 온라인 플랫폼, 모바일 장치 및 기타 디지털 채널을 통해 이루어지는 전자 금전 교환이 포함됩니다. 디지털 거래 증가는 금융 활동의 편의성, 접근성, 효율성 향상을 제공하는 디지털 뱅킹 서비스의 보급에 의해 촉진되고 있습니다. 금융 사기 탐지 소프트웨어는 고도의 알고리즘을 활용하여 부정 행위를 탐지 및 방지함으로써 이러한 거래의 안전성을 확보하는 데 중요한 역할을 하고 있습니다. 예를 들어 2023년 10월 미국에 본부를 둔 유엔 금융기관인 국제통화기금(IMF)은 유럽과 서반구에서 성인 1,000명당 온라인 뱅킹 거래량이 2022년에는 2021년 대비 20% 증가했다고 보고했습니다. 그 결과, 디지털 금융 거래 증가는 금융 사기 탐지 소프트웨어 시장 성장에 기여하고 있습니다.

목차

제1장 주요 요약

제2장 시장 특징

제3장 시장 동향과 전략

제4장 시장 : 금리, 인플레이션, 지정학, 무역 전쟁과 관세, 그리고 코로나 및 회복이 시장에 미치는 영향을 포함한 거시 경제 시나리오

제5장 세계의 성장 분석과 전략 분석 프레임워크

제6장 시장 세분화

제7장 지역별/국가별 분석

제8장 아시아태평양 시장

제9장 중국 시장

제10장 인도 시장

제11장 일본 시장

제12장 호주 시장

제13장 인도네시아 시장

제14장 한국 시장

제15장 서유럽 시장

제16장 영국 시장

제17장 독일 시장

제18장 프랑스 시장

제19장 이탈리아 시장

제20장 스페인 시장

제21장 동유럽 시장

제22장 러시아 시장

제23장 북미 시장

제24장 미국 시장

제25장 캐나다 시장

제26장 남미 시장

제27장 브라질 시장

제28장 중동 시장

제29장 아프리카 시장

제30장 경쟁 구도와 기업 프로파일

제31장 기타 주요 기업 및 혁신 기업

제32장 세계 시장 경쟁 벤치마킹과 대시보드

제33장 주요 인수 합병(M&A)

제34장 최근 시장 동향

제35장 시장의 잠재력이 높은 국가, 부문, 전략

제36장 부록

CSM
영문 목차

영문목차

Financial fraud detection software pertains to specialized technological solutions crafted to identify and thwart fraudulent activities occurring within financial transactions and systems. These software tools leverage sophisticated algorithms and machine learning techniques to scrutinize extensive datasets, identifying and flagging suspicious patterns or anomalies indicative of potential fraudulent behavior.

Financial fraud detection software primarily comes in two main types, solution and service. A solution entails a comprehensive approach involving a combination of products, services, and strategies aimed at addressing a specific problem or fulfilling a particular need. Various types of fraud targeted by these solutions include money laundering, identity theft, debit and credit card frauds, claim frauds, transfer frauds, and others. Deployment modes encompass on-premise and cloud, catering to a diverse range of end-users such as banking, financial services and insurance (BFSI), healthcare, information technology (IT) and telecommunication, manufacturing, educational institutions, government, and others.

Note that the outlook for this market is being affected by rapid changes in trade relations and tariffs globally. The report will be updated prior to delivery to reflect the latest status, including revised forecasts and quantified impact analysis. The report's Recommendations and Conclusions sections will be updated to give strategies for entities dealing with the fast-moving international environment.

The sharp rise in U.S. tariffs and the ensuing trade tensions in spring 2025 are having a considerable impact on the financial sector, particularly in the areas of investment strategies and risk management. The increased tariffs have intensified market volatility, leading institutional investors to adopt more cautious approaches and driving greater demand for hedging solutions. Banks and asset managers are encountering higher costs in cross-border transactions as disrupted global supply chains and declining corporate earnings weigh on equity market performance. At the same time, insurance providers are facing elevated claims risks linked to supply chain interruptions and trade-related business losses. Furthermore, reduced consumer spending and weaker export demand are limiting credit growth and dampening investment appetite. In response to these challenges, the sector must focus on diversification, accelerate digital transformation, and strengthen scenario planning to manage the heightened economic uncertainty and safeguard profitability.

The financial fraud detection software market research report is one of a series of new reports from The Business Research Company that provides financial fraud detection software market statistics, including financial fraud detection software industry global market size, regional shares, competitors with a financial fraud detection software market share, detailed financial fraud detection software market segments, market trends and opportunities, and any further data you may need to thrive in the financial fraud detection software industry. This financial fraud detection software market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.

The financial fraud detection software market size has grown rapidly in recent years. It will grow from $17.18 billion in 2024 to $19.45 billion in 2025 at a compound annual growth rate (CAGR) of 13.2%. The growth in the historic period can be attributed to rising instances of cyberattacks and data breaches, growing emphasis on proactive fraud prevention strategies, stringent regulatory requirements for financial institutions, rise in insider threats within financial organizations.

The financial fraud detection software market size is expected to see rapid growth in the next few years. It will grow to $32.53 billion in 2029 at a compound annual growth rate (CAGR) of 13.7%. The growth in the forecast period can be attributed to increasing volume and complexity of financial transactions, expansion of mobile banking and online transactions, growing adoption of digital payment methods, demand for real-time fraud detection capabilities. Major trends in the forecast period include advanced data visualization, collaboration between financial institutions, integration with anti-money laundering systems, integration with enterprise risk management systems, integration with enterprise risk management systems, partnership with law enforcement agencies.

The forecast of 13.7% growth over the next five years reflects a slight reduction of 0.2% from the previous projection. This reduction is primarily due to the impact of tariffs between the US and other countries. This is likely to directly affect the US through higher false positive rates, as machine learning fraud pattern recognition systems and identity verification solutions, largely developed in India and Australia, experience reduced accuracy due to budget constraints on software updates. The effect will also be felt more widely due to reciprocal tariffs and the negative effect on the global economy and trade due to increased trade tensions and restrictions.

The growing volume of digital financial transactions is expected to drive the expansion of the financial fraud detection software market. Digital financial transactions involve electronic monetary exchanges carried out through online platforms, mobile devices, or other digital channels. The rise in digital transactions is fueled by the widespread adoption of digital banking services, offering enhanced convenience, accessibility, and efficiency in financial activities. Financial fraud detection software plays a crucial role in securing these transactions by utilizing advanced algorithms to detect and prevent fraudulent activities. For example, in October 2023, the International Monetary Fund, a US-based financial agency of the United Nations, reported that in Europe and the Western Hemisphere, the volume of online banking transactions per 1,000 adults increased by 20% in 2022 compared to 2021. As a result, the growing number of digital financial transactions is contributing to the market growth of financial fraud detection software.

Leading companies in the financial fraud detection software market are strategically focusing on the development of open-source platforms to gain a competitive advantage and offer more robust security solutions. Open-source platforms, which make their source code available to the public for viewing, modification, and distribution, are gaining prominence. In February 2024, the Linux Foundation launched Tazama, the first open-source platform dedicated to real-time fraud management in financial transactions. Tazama aims to enhance fraud management in digital payments by providing cost-effective real-time monitoring. This initiative represents a significant milestone in the ongoing fight against financial fraud, offering central banks and financial institutions a cost-effective open-source software solution for real-time fraud prevention.

In November 2022, Mangopay S.A.S., a France-based payment infrastructure provider, made a strategic acquisition by purchasing Nethone, a Poland-based software company specializing in artificial intelligence (AI)-powered fraud detection software. This acquisition is expected to bolster Mangopay's capabilities in fraud detection and prevention, particularly in marketplaces and platform-specific payment infrastructure. The integration of Nethone's AI-driven expertise into Mangopay's offerings further positions the company to address evolving challenges in securing digital financial transactions.

Major companies operating in the financial fraud detection software market are International Business Machines Corporation, American Express Company, Oracle Corporation, Thales Group, Fiserv Inc., SAP SE, Experian Information Solutions Inc., TransUnion LLC, SAS Institute Inc., Verisk Analytics Inc., NICE Ltd., ACI Worldwide Inc., Fair Isaac Corporation, Software AG, Cyxtera Technologies Inc., RSA Security LLC, BAE Systems Applied Intelligence, Bottomline Technologies Inc., Riskified Ltd., Signifyd Inc., Featurespace Limited, Guardian Analytics Inc., Feedzai Inc.

North America was the largest region in the financial fraud detection software market in 2024. The regions covered in the financial fraud detection software market report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.

The countries covered in the financial fraud detection software market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The financial fraud detection software market consists of revenues earned by entities by providing services such as fraud analytics, identity verification, real-time monitoring of financial transactions, compliance management, advanced algorithms and artificial intelligence techniques, and risk management consulting. The market value includes the value of related goods sold by the service provider or included within the service offering. The financial fraud detection software market also includes sales of point-of-sale (POS) terminals, EMV (Europay, Mastercard, and Visa) card readers, biometric scanners, secure PIN entry devices (PEDs), security cameras, and surveillance systems. Values in this market are 'factory gate' values, that is, the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors, and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

Financial Fraud Detection Software Global Market Report 2025 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on financial fraud detection software market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase

Where is the largest and fastest growing market for financial fraud detection software ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward, including technological disruption, regulatory shifts, and changing consumer preferences? The financial fraud detection software market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

The forecasts are made after considering the major factors currently impacting the market. These include the technological advancements such as AI and automation, Russia-Ukraine war, trade tariffs (government-imposed import/export duties), elevated inflation and interest rates.

Scope

Table of Contents

1. Executive Summary

2. Financial Fraud Detection Software Market Characteristics

3. Financial Fraud Detection Software Market Trends And Strategies

4. Financial Fraud Detection Software Market - Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, And Covid And Recovery On The Market

5. Global Financial Fraud Detection Software Growth Analysis And Strategic Analysis Framework

6. Financial Fraud Detection Software Market Segmentation

7. Financial Fraud Detection Software Market Regional And Country Analysis

8. Asia-Pacific Financial Fraud Detection Software Market

9. China Financial Fraud Detection Software Market

10. India Financial Fraud Detection Software Market

11. Japan Financial Fraud Detection Software Market

12. Australia Financial Fraud Detection Software Market

13. Indonesia Financial Fraud Detection Software Market

14. South Korea Financial Fraud Detection Software Market

15. Western Europe Financial Fraud Detection Software Market

16. UK Financial Fraud Detection Software Market

17. Germany Financial Fraud Detection Software Market

18. France Financial Fraud Detection Software Market

19. Italy Financial Fraud Detection Software Market

20. Spain Financial Fraud Detection Software Market

21. Eastern Europe Financial Fraud Detection Software Market

22. Russia Financial Fraud Detection Software Market

23. North America Financial Fraud Detection Software Market

24. USA Financial Fraud Detection Software Market

25. Canada Financial Fraud Detection Software Market

26. South America Financial Fraud Detection Software Market

27. Brazil Financial Fraud Detection Software Market

28. Middle East Financial Fraud Detection Software Market

29. Africa Financial Fraud Detection Software Market

30. Financial Fraud Detection Software Market Competitive Landscape And Company Profiles

31. Financial Fraud Detection Software Market Other Major And Innovative Companies

32. Global Financial Fraud Detection Software Market Competitive Benchmarking And Dashboard

33. Key Mergers And Acquisitions In The Financial Fraud Detection Software Market

34. Recent Developments In The Financial Fraud Detection Software Market

35. Financial Fraud Detection Software Market High Potential Countries, Segments and Strategies

36. Appendix

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