로보 어드바이저리 세계 시장 규모는 2022년에 52억 2,000만 달러를 기록했으며, 2023년 67억 7,000만 달러에서 2031년에는 542억 1,000만 달러로 성장하고, 예측기간(2024-2031년) 동안 CAGR은 29.7%로 성장할 전망입니다.
금융권에서는 투자 상담에 있어 기술 기반의 데이터 통합과 로보 어드바이저에 대한 수요가 급증하는 등 큰 변화가 일어나고 있습니다. 기존 투자 상품에서 로보 어드바이저 서비스로의 전환은 다양한 투자 플랫폼에서 로보 어드바이저를 이용할 수 있게 됨에 따라 촉진되고 있으며, 이는 주요 성장 요인으로 작용하고 있습니다. 로보 어드바이저는 알고리즘을 활용해 데이터를 분석하고 종합적인 인사이트를 제공함으로써 소매금융, 자산운용 등 다양한 산업에서 큰 호응을 얻고 있습니다. 이러한 서비스는 세금 및 손실 방지, 비용 효율적인 포트폴리오 관리, 의사결정 강화, 안전한 투자, 신용 위험 완화 등의 특출한 이점을 제공함으로써 시장 확대에 박차를 가하고 있습니다. 또한, 인공지능(AI)과 머신러닝(ML)의 발전은 로보 어드바이저에 혁명을 일으키고 있으며, 인공지능(AI) 기반의 완전 자동화된 플랫폼이 인간의 실수를 최소화하면서 재무적 의사결정을 간소화하고 재무성과를 향상시킬 수 있는 길을 열어주고 있습니다. 이러한 발전에도 불구하고, 로보 어드바이저의 유연성에는 한계가 있으며, 대면 상담이 불가능하다는 점은 시장 성장에 걸림돌이 될 수 있습니다. 그러나 저렴한 가격의 투자 조언에 대한 수요 증가는 시장 확대의 새로운 기회로 작용할 수 있습니다. 또한, 빅데이터와 고급 분석 기술의 발전은 로보 어드바이저의 활용을 더욱 촉진할 것이며, 향후 투자 전략에 있어 매우 중요한 요소가 될 것으로 예상됩니다. 전반적으로 디지털 투자 솔루션으로의 전환은 금융업계에 중요한 전환점이 될 것이며, 투자자들의 효율성과 접근성을 향상시킬 수 있을 것으로 예상됩니다.
Global Robo Advisory Market size was valued at USD 5.22 billion in 2022 and is poised to grow from USD 6.77 billion in 2023 to USD 54.21 billion by 2031, growing at a CAGR of 29.7% during the forecast period (2024-2031).
The financial sector is witnessing a significant transformation with the increased integration of technology-enabled data in investment consultations, driving a surge in demand for robo-advisers. The shift from traditional investment products to robo-advisory services, facilitated by the availability of these advisors on various investment platforms, is a key growth factor. Robo-advisers are gaining traction across diverse industries, including retail banking and asset management, by utilizing algorithmic calculations to analyze data and deliver comprehensive insights. These services offer notable advantages, such as tax-loss harvesting, cost-effective portfolio management, enhanced decision-making, secure investments, and the ability to mitigate credit risks, fueling market expansion. Furthermore, advancements in artificial intelligence (AI) and machine learning (ML) are revolutionizing robo-advisers, paving the way for fully automated AI-driven platforms that simplify financial decision-making while minimizing human errors and enhancing financial outcomes. Despite these advancements, the limited flexibility of robo-advisers and the lack of in-person interactions may pose challenges to market growth. However, the growing demand for affordable investment advice presents fresh opportunities for market expansion. Additionally, the increasing adoption of big data and sophisticated analytics is expected to further bolster the use of robo-advisers, making them a pivotal component in the future of investment strategy. Overall, the transition to digital investment solutions marks a crucial inflection point for the financial industry, promising enhanced efficiency and accessibility for investors.
Top-down and bottom-up approaches were used to estimate and validate the size of the Global Robo Advisory market and to estimate the size of various other dependent submarkets. The research methodology used to estimate the market size includes the following details: The key players in the market were identified through secondary research, and their market shares in the respective regions were determined through primary and secondary research. This entire procedure includes the study of the annual and financial reports of the top market players and extensive interviews for key insights from industry leaders such as CEOs, VPs, directors, and marketing executives. All percentage shares split, and breakdowns were determined using secondary sources and verified through Primary sources. All possible parameters that affect the markets covered in this research study have been accounted for, viewed in extensive detail, verified through primary research, and analyzed to get the final quantitative and qualitative data.
Global Robo Advisory Market Segmental Analysis
Global Robo Advisory Market is segmented by Type, Provider, Service Type, End User and region. Based on Type, the market is segmented into Pure Robo Advisors, Hybrid Robo Advisors. Based on Provider, the market is segmented into Fintech Robo Advisors, Banks, Traditional Wealth Managers, Others Based on Service Type, the market is segmented into Direct Plan-based/Goal-based, Comprehensive Wealth Advisory. Based on end user, the market is segmented into Retail Investor, High Net Worth Individuals. Based on region, the market is segmented into North America, Europe, Asia Pacific, Latin America and Middle East & and Africa.
Driver of the Global Robo Advisory Market
One of the primary drivers of the global robo-advisory market is its accessibility to a diverse group of investors. These platforms are designed with user-friendly interfaces that simplify the investment process. Additionally, they typically impose lower minimum investment thresholds, allowing individuals with limited financial resources to engage in investing activities. This inclusiveness makes it possible for a broader audience to enter the market, ultimately contributing to the growth and popularity of robo-advisory services. As a result, more people can take advantage of investment opportunities, enhancing financial literacy and promoting a culture of saving and investing among various demographics.
Restraints in the Global Robo Advisory Market
One of the key restraints in the Global Robo Advisory market is the limited human interaction offered by these platforms. Although many investors find the convenience of automated services appealing, others seek the personal touch that comes from engaging with a financial advisor. This desire for human connection is particularly significant for those who need to discuss intricate financial matters or address emotional concerns tied to their investments. As a result, the inability of robo-advisory services to provide personalized support and understanding may deter some potential users, restricting the market's growth and adoption among various investor segments.
Market Trends of the Global Robo Advisory Market
As of October 2023, the global robo-advisory market is witnessing robust growth, fueled by heightened investor awareness of digital financial solutions and significant technological advancements in AI and machine learning. This trend is indicative of a broader shift towards personalized and automated investment strategies, making wealth management more accessible to diverse investor segments, including millennials and retirees. Notably, traditional financial institutions are increasingly integrating robo-advisory services into their offerings, enhancing competition and driving innovation. As regulatory frameworks adapt to accommodate digital advisory models, the market is poised for further expansion, with a growing emphasis on customization and cost-effectiveness in investment management.