로보 어드바이저 시장 : 세계 산업 규모, 점유율, 동향, 기회 및 예측 - 비즈니스 모델별, 프로바이더별, 서비스 유형별, 최종사용자별(개인투자가, 부유층), 지역별 및 경쟁별 세분화(2020-2030년)
Robo Advisory Market - Global Industry Size, Share, Trends, Opportunity, and Forecast, Segmented By Business Model, By Provider, By Service Type, By End User (Retail Investor, High Net Worth Individuals ), By Region, and By Competition, 2020-2030F
상품코드:1886355
리서치사:TechSci Research
발행일:2025년 12월
페이지 정보:영문 185 Pages
라이선스 & 가격 (부가세 별도)
ㅁ Add-on 가능: 고객의 요청에 따라 일정한 범위 내에서 Customization이 가능합니다. 자세한 사항은 문의해 주시기 바랍니다.
한글목차
세계의 로보 어드바이저 시장은 2024년에 79억 달러로 평가되며, 2030년까지 CAGR 42.00%로 성장하며, 647억 7,000만 달러에 달할 것으로 예측됩니다. 로보어드바이저는 최소한의 인위적 개입으로 자동화된 알고리즘 기반의 재무설계 및 투자 서비스를 제공하는 디지털 플랫폼입니다. 시장 성장은 주로 인공지능과 머신러닝의 통합을 포함한 지속적인 기술 발전과 접근성이 높고 비용 효율적인 금융 솔루션에 대한 수요 증가에 의해 주도되고 있습니다.
시장 개요
예측 기간
2026-2030년
시장 규모 : 2024년
79억 달러
시장 규모 : 2030년
647억 7,000만 달러
CAGR : 2025-2030년
42.00%
가장 빠르게 성장하는 부문
순수 로보 어드바이저
최대 시장
북미
주요 시장 성장 촉진요인
세계 로보어드바이저 시장은 투자 서비스의 접근성과 편의성 향상에 의해 큰 영향을 받고 있습니다. 디지털 플랫폼은 투자자들에게 기존에 존재했던 많은 진입장벽을 효과적으로 제거하여 더 많은 투자자들에게 금융 자문과 포트폴리오 관리를 제공할 수 있게 되었습니다.
주요 시장 과제
세계 로보어드바이저 시장 확대를 가로막는 가장 큰 문제는 완전 자동화된 금융 서비스에 대한 고객의 깊은 신뢰를 구축하는 것이 어렵다는 점입니다. 이 문제는 특히 시장 변동성이 큰 시기에 투자자들이 개별적인 가이던스와 안정감을 필요로 하는 상황에서 투자자들이 필수적이라고 생각하는 인간에 의한 개별적인 대응이 부족하다는 인식에서 비롯된 것입니다.
주요 시장 동향
세계 로보어드바이저 시장에서는 자동화 플랫폼과 휴먼 금융 어드바이저를 통합한 하이브리드형 자문 모델로 진화하는 것이 두드러진 추세로 보입니다. 이러한 전략적 전환은 디지털 툴의 효율성과 인간과의 대화를 통한 개별화된 대응의 안정감, 특히 복잡한 재무 계획의 요구와 시장 불확실성 시기에 중요한 시장 수요에 대응하기 위한 전략적인 전환입니다.
목차
제1장 개요
제2장 조사 방법
제3장 개요
제4장 고객의 소리
제5장 세계의 로보 어드바이저 시장 전망
시장 규모·예측
금액별
시장 점유율·예측
비즈니스 모델별(순수 로보 어드바이저, 하이브리드형 로보 어드바이저)
제공자별(핀테크계 로보 어드바이저, 은행, 전통적 자산운용 회사, 기타)
서비스 유형별(직접 플랜형/목표형, 종합 자산 어드바이저리)
최종사용자별(개인투자가, 부유층(HNIs))
지역별
기업별(2024)
시장 맵
제6장 북미의 로보 어드바이저 시장 전망
시장 규모·예측
시장 점유율·예측
북미 : 국가별 분석
미국
캐나다
멕시코
제7장 유럽의 로보 어드바이저 시장 전망
시장 규모·예측
시장 점유율·예측
유럽 : 국가별 분석
독일
프랑스
영국
이탈리아
스페인
제8장 아시아태평양의 로보 어드바이저 시장 전망
시장 규모·예측
시장 점유율·예측
아시아태평양 : 국가별 분석
중국
인도
일본
한국
호주
제9장 중동 및 아프리카의 로보 어드바이저 시장 전망
시장 규모·예측
시장 점유율·예측
중동 및 아프리카 : 국가별 분석
사우디아라비아
아랍에미리트
남아프리카공화국
제10장 남미의 로보 어드바이저 시장 전망
시장 규모·예측
시장 점유율·예측
남미 : 국가별 분석
브라질
콜롬비아
아르헨티나
제11장 시장 역학
촉진요인
과제
제12장 시장 동향과 발전
합병·인수
제품 출시
최근 동향
제13장 세계의 로보 어드바이저 시장 : SWOT 분석
제14장 Porter's Five Forces 분석
업계내 경쟁
신규 참여의 가능성
공급업체의 힘
고객의 힘
대체품의 위협
제15장 경쟁 구도
Vanguard Group, Inc.
Charles Schwab & Co., Inc.
Betterment LLC
Wealthfront Inc.
FRM LLC
Social Finance Inc.
Acorns Grow, Incorporated
M1 Finance Inc.
Robinhood Financial LLC
SigFig Wealth Management, LLC
제16장 전략적 제안
제17장 조사회사 소개·면책사항
KSA
영문 목차
영문목차
The Global Robo Advisory Market, valued at USD 7.90 Billion in 2024, is projected to experience a CAGR of 42.00% to reach USD 64.77 Billion by 2030. Robo-advisors are digital platforms providing automated, algorithm-driven financial planning and investment services with minimal human intervention. The market's growth is primarily driven by the increasing demand for accessible, cost-effective financial solutions and continuous technological advancements, including the integration of artificial intelligence and machine learning.
Market Overview
Forecast Period
2026-2030
Market Size 2024
USD 7.90 Billion
Market Size 2030
USD 64.77 Billion
CAGR 2025-2030
42.00%
Fastest Growing Segment
Pure Robo Advisors
Largest Market
North America
Key Market Drivers
The global robo advisory market is significantly influenced by the enhanced accessibility and convenience of investment services. Digital platforms have effectively removed many traditional barriers to entry for investors, making financial advice and portfolio management available to a broader demographic. This ease of access encourages participation, particularly among individuals who might have been excluded by the high minimums or complex processes of traditional wealth management firms.
Key Market Challenges
A significant challenge impeding the expansion of the global robo advisory market is the difficulty in cultivating profound client trust in fully automated financial services. This issue arises from the perceived absence of personalized human interaction, which investors often deem essential, particularly during times of market volatility when tailored guidance and reassurance are sought. Furthermore, lingering questions about the algorithms' comprehensive understanding of complex, real-time market dynamics contribute to investor apprehension, restricting confidence in the depth of advice provided by purely digital platforms. This fundamental lack of deep trust directly hampers broader market adoption and limits the inflow of assets to robo-advisory platforms.
Key Market Trends
The global robo advisory market is witnessing a significant trend in the evolution towards hybrid advisory models, which integrate automated platforms with human financial advisors. This strategic shift addresses a critical market demand for both the efficiency of digital tools and the personalized reassurance of human interaction, particularly for more complex financial planning needs or during periods of market uncertainty. The blended approach expands the appeal of robo-advisors beyond digitally native investors to include those with higher asset bases who value comprehensive human guidance.
Key Market Players
Vanguard Group, Inc.
Charles Schwab & Co., Inc.
Betterment LLC
Wealthfront Inc.
FRM LLC
Social Finance Inc.
Acorns Grow, Incorporated
M1 Finance Inc.
Robinhood Financial LLC
SigFig Wealth Management, LLC
Report Scope:
In this report, the Global Robo Advisory Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
Robo Advisory Market, By Business Model:
Pure Robo Advisors
Hybrid Robo Advisors
Robo Advisory Market, By Provider:
Fintech Robo Advisors
Banks
Traditional Wealth Managers
Others
Robo Advisory Market, By Service Type:
Direct Plan-based/Goal-based
Comprehensive Wealth Advisory
Robo Advisory Market, By End User:
Retail Investor
High Net Worth Individuals (HNIs)
Robo Advisory Market, By Region:
North America
United States
Canada
Mexico
Europe
France
United Kingdom
Italy
Germany
Spain
South America
Brazil
Argentina
Colombia
Middle East & Africa
South Africa
Saudi Arabia
UAE
Asia Pacific
China
India
Japan
Australia
South Korea
Competitive Landscape
Company Profiles: Detailed analysis of the major companies presents in the Global Robo Advisory Market.
Available Customizations:
Global Robo Advisory Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:
Company Information
Detailed analysis and profiling of additional market players (up to five).
Table of Contents
1. Product Overview
1.1. Market Definition
1.2. Scope of the Market
1.2.1. Markets Covered
1.2.2. Years Considered for Study
1.2.3. Key Market Segmentations
2. Research Methodology
2.1. Objective of the Study
2.2. Baseline Methodology
2.3. Key Industry Partners
2.4. Major Association and Secondary Sources
2.5. Forecasting Methodology
2.6. Data Triangulation & Validation
2.7. Assumptions and Limitations
3. Executive Summary
3.1. Overview of the Market
3.2. Overview of Key Market Segmentations
3.3. Overview of Key Market Players
3.4. Overview of Key Regions/Countries
3.5. Overview of Market Drivers, Challenges, Trends
4. Voice of Customer
5. Global Robo Advisory Market Outlook
5.1. Market Size & Forecast
5.1.1. By Value
5.2. Market Share & Forecast
5.2.1. By Business Model (Pure Robo Advisors, Hybrid Robo Advisors)
5.2.2. By Provider (Fintech Robo Advisors, Banks, Traditional Wealth Managers, Others)
5.2.3. By Service Type (Direct Plan-based/Goal-based, Comprehensive Wealth Advisory)
5.2.4. By End User (Retail Investor, High Net Worth Individuals (HNIs))
5.2.5. By Region
5.2.6. By Company (2024)
5.3. Market Map
6. North America Robo Advisory Market Outlook
6.1. Market Size & Forecast
6.1.1. By Value
6.2. Market Share & Forecast
6.2.1. By Business Model
6.2.2. By Provider
6.2.3. By Service Type
6.2.4. By End User
6.2.5. By Country
6.3. North America: Country Analysis
6.3.1. United States Robo Advisory Market Outlook
6.3.1.1. Market Size & Forecast
6.3.1.1.1. By Value
6.3.1.2. Market Share & Forecast
6.3.1.2.1. By Business Model
6.3.1.2.2. By Provider
6.3.1.2.3. By Service Type
6.3.1.2.4. By End User
6.3.2. Canada Robo Advisory Market Outlook
6.3.2.1. Market Size & Forecast
6.3.2.1.1. By Value
6.3.2.2. Market Share & Forecast
6.3.2.2.1. By Business Model
6.3.2.2.2. By Provider
6.3.2.2.3. By Service Type
6.3.2.2.4. By End User
6.3.3. Mexico Robo Advisory Market Outlook
6.3.3.1. Market Size & Forecast
6.3.3.1.1. By Value
6.3.3.2. Market Share & Forecast
6.3.3.2.1. By Business Model
6.3.3.2.2. By Provider
6.3.3.2.3. By Service Type
6.3.3.2.4. By End User
7. Europe Robo Advisory Market Outlook
7.1. Market Size & Forecast
7.1.1. By Value
7.2. Market Share & Forecast
7.2.1. By Business Model
7.2.2. By Provider
7.2.3. By Service Type
7.2.4. By End User
7.2.5. By Country
7.3. Europe: Country Analysis
7.3.1. Germany Robo Advisory Market Outlook
7.3.1.1. Market Size & Forecast
7.3.1.1.1. By Value
7.3.1.2. Market Share & Forecast
7.3.1.2.1. By Business Model
7.3.1.2.2. By Provider
7.3.1.2.3. By Service Type
7.3.1.2.4. By End User
7.3.2. France Robo Advisory Market Outlook
7.3.2.1. Market Size & Forecast
7.3.2.1.1. By Value
7.3.2.2. Market Share & Forecast
7.3.2.2.1. By Business Model
7.3.2.2.2. By Provider
7.3.2.2.3. By Service Type
7.3.2.2.4. By End User
7.3.3. United Kingdom Robo Advisory Market Outlook
7.3.3.1. Market Size & Forecast
7.3.3.1.1. By Value
7.3.3.2. Market Share & Forecast
7.3.3.2.1. By Business Model
7.3.3.2.2. By Provider
7.3.3.2.3. By Service Type
7.3.3.2.4. By End User
7.3.4. Italy Robo Advisory Market Outlook
7.3.4.1. Market Size & Forecast
7.3.4.1.1. By Value
7.3.4.2. Market Share & Forecast
7.3.4.2.1. By Business Model
7.3.4.2.2. By Provider
7.3.4.2.3. By Service Type
7.3.4.2.4. By End User
7.3.5. Spain Robo Advisory Market Outlook
7.3.5.1. Market Size & Forecast
7.3.5.1.1. By Value
7.3.5.2. Market Share & Forecast
7.3.5.2.1. By Business Model
7.3.5.2.2. By Provider
7.3.5.2.3. By Service Type
7.3.5.2.4. By End User
8. Asia Pacific Robo Advisory Market Outlook
8.1. Market Size & Forecast
8.1.1. By Value
8.2. Market Share & Forecast
8.2.1. By Business Model
8.2.2. By Provider
8.2.3. By Service Type
8.2.4. By End User
8.2.5. By Country
8.3. Asia Pacific: Country Analysis
8.3.1. China Robo Advisory Market Outlook
8.3.1.1. Market Size & Forecast
8.3.1.1.1. By Value
8.3.1.2. Market Share & Forecast
8.3.1.2.1. By Business Model
8.3.1.2.2. By Provider
8.3.1.2.3. By Service Type
8.3.1.2.4. By End User
8.3.2. India Robo Advisory Market Outlook
8.3.2.1. Market Size & Forecast
8.3.2.1.1. By Value
8.3.2.2. Market Share & Forecast
8.3.2.2.1. By Business Model
8.3.2.2.2. By Provider
8.3.2.2.3. By Service Type
8.3.2.2.4. By End User
8.3.3. Japan Robo Advisory Market Outlook
8.3.3.1. Market Size & Forecast
8.3.3.1.1. By Value
8.3.3.2. Market Share & Forecast
8.3.3.2.1. By Business Model
8.3.3.2.2. By Provider
8.3.3.2.3. By Service Type
8.3.3.2.4. By End User
8.3.4. South Korea Robo Advisory Market Outlook
8.3.4.1. Market Size & Forecast
8.3.4.1.1. By Value
8.3.4.2. Market Share & Forecast
8.3.4.2.1. By Business Model
8.3.4.2.2. By Provider
8.3.4.2.3. By Service Type
8.3.4.2.4. By End User
8.3.5. Australia Robo Advisory Market Outlook
8.3.5.1. Market Size & Forecast
8.3.5.1.1. By Value
8.3.5.2. Market Share & Forecast
8.3.5.2.1. By Business Model
8.3.5.2.2. By Provider
8.3.5.2.3. By Service Type
8.3.5.2.4. By End User
9. Middle East & Africa Robo Advisory Market Outlook
