전기자동차 파이낸싱 시장 : 세계 산업 규모, 점유율, 동향, 기회, 예측 - 자동차 유형별(승용차, 상용차, 이륜차, 삼륜차), 금융기관별(은행, NBFC), 지역별, 경쟁(2020-2030F)
Electric Vehicle Finance Market - Global Industry Size, Share, Trends, Opportunity and Forecast, By Vehicle Type (Passenger Car, Commercial Vehicle, Two-Wheeler, Three-Wheeler), By Financial Institution (Bank, NBFC), By Region & Competition, 2020-2030F
상품코드:1698179
리서치사:TechSci Research
발행일:2025년 03월
페이지 정보:영문 184 Pages
라이선스 & 가격 (부가세 별도)
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한글목차
세계의 전기자동차 파이낸싱 시장 규모는 2024년에 425억 5,000만 달러로, 예측 기간 중 CAGR은 24.01%로 2030년에는 1,547억 8,000만 달러로 성장할 것으로 예측됩니다.
세계의 전기자동차(EV) 파이낸싱 시장은 전기자동차 보급률 증가, 정부 인센티브, 지속가능한 교통수단에 대한 소비자 수요 증가에 힘입어 빠르게 성장하고 있습니다. 금융기관과 자동차 제조업체들은 전기자동차에 대한 접근성을 높이기 위해 대출, 리스, 구독 모델 등 전문적인 금융 솔루션을 제공합니다. 주요 기업에는 은행, 신용조합, 핀테크 기업 등이 포함되며, 경쟁력 있는 금리와 유연한 지불 체계에 초점을 맞추었습니다.
시장 개요
예측 기간
2026-2030
시장 규모 : 2024년
425억 5,000만 달러
시장 규모 : 2030년
1,547억 8,000만 달러
CAGR : 2025-2030년
24.01%
급성장 부문
상용차
최대 시장
북미
시장 성장 촉진요인
전기자동차의 보급과 지속가능성 동향
주요 시장이 해결해야 할 과제
전기자동차의 높은 초기 비용과 한정된 재판매 가치
주요 시장 동향
서브스크립션·기반과 플렉서블 소유권 모델의 성장
목차
제1장 서론
제2장 조사 방법
제3장 개요
제4장 세계의 전기자동차 파이낸싱 시장 전망
시장 규모·예측
금액별
시장 점유율·예측
차종별(승용차, 상용차, 이륜차, 삼륜차)
금융기관별(은행, NBFC)
지역별
기업별(2024)
시장 맵
제5장 북미의 전기자동차 파이낸싱 시장 전망
시장 규모·예측
금액별
시장 점유율·예측
차종별
금융기관별
국가별
북미 : 국가별 분석
미국
캐나다
멕시코
제6장 유럽의 전기자동차 파이낸싱 시장 전망
시장 규모·예측
시장 점유율·예측
유럽 : 국가별 분석
프랑스
독일
스페인
이탈리아
영국
제7장 아시아태평양의 전기자동차 파이낸싱 시장 전망
시장 규모·예측
시장 점유율·예측
아시아태평양 : 국가별 분석
중국
일본
인도
베트남
한국
제8장 중동 및 아프리카의 전기자동차 파이낸싱 시장 전망
시장 규모·예측
시장 점유율·예측
중동 및 아프리카 : 국가별 분석
남아프리카공화국
사우디아라비아
아랍에미리트
튀르키예
제9장 남미의 전기자동차 파이낸싱 시장 전망
시장 규모·예측
시장 점유율·예측
남미 : 국가별 분석
브라질
아르헨티나
콜롬비아
제10장 시장 역학
촉진요인
과제
제11장 시장 동향과 발전
합병과 인수
제품 발매
최근 동향
제12장 Porter's Five Forces 분석
업계내 경쟁
신규 참여의 가능성
공급업체의 힘
고객의 힘
대체품의 위협
제13장 경쟁 구도
기업 개요
Hyundai Motor Finance
Goldman Sachs Group, Inc.
Ford Motor Credit Company LLC
Morgan Stanley & Co. LLC
JPMorgan Chase Co.
BMW Financial Services NA, LLC
UBS Group AG
Volkswagen Financial Services AG
Banc of America Securities LLC
Tesla Financial Services GmbH
제14장 전략적 제안
제15장 조사회사 소개·면책사항
KSA
영문 목차
영문목차
Global Electric Vehicle Finance Market was valued at USD 42.55 Billion in 2024 and is expected to grow to USD 154.78 Billion by 2030 with a CAGR of 24.01% during the forecast period. The global electric vehicle (EV) finance market is growing rapidly, driven by rising EV adoption, government incentives, and increasing consumer demand for sustainable transportation. Financial institutions and automakers are offering specialized financing solutions, including loans, leases, and subscription models, to make EVs more accessible. Key players include banks, credit unions, and fintech firms, focusing on competitive interest rates and flexible payment structures.
Market Overview
Forecast Period
2026-2030
Market Size 2024
USD 42.55 Billion
Market Size 2030
USD 154.78 Billion
CAGR 2025-2030
24.01%
Fastest Growing Segment
Commercial Vehicle
Largest Market
North America
Key Market Drivers
Rising Adoption of Electric Vehicles and Sustainability Trends
The growing adoption of electric vehicles globally is a major driver for the EV finance market. Governments and consumers alike are increasingly prioritizing sustainability, reducing carbon footprints, and transitioning toward cleaner energy solutions. In 2023, new electric vehicle (EV) registrations in the United States reached 1.4 million, reflecting a year-over-year growth of over 40% compared to 2022. With stricter emissions regulations and rising fuel prices, EVs are becoming a preferred alternative to traditional internal combustion engine (ICE) vehicles. The shift is particularly pronounced in developed nations like the U.S., Germany, and China, where supportive policies and incentives encourage consumers to switch to EVs. As demand for EVs increases, financial institutions and automakers are developing tailored financing solutions such as low-interest loans, flexible leasing options, and subscription-based models to make these vehicles more affordable. The availability of such financing options enhances consumer confidence and accelerates EV adoption, contributing to the rapid expansion of the EV finance market worldwide.
Key Market Challenges
High Initial Cost and Limited Resale Value of Electric Vehicles
One of the primary challenges facing the EV finance market is the high initial cost of electric vehicles compared to traditional internal combustion engine (ICE) vehicles. Despite decreasing battery costs and government incentives, EVs still have a higher upfront price, making them less accessible for many consumers. This higher cost creates difficulties for financial institutions when structuring loans or leases, as customers may require longer repayment terms or lower interest rates to make financing viable. Additionally, the uncertain resale value of EVs presents a risk for both lenders and lessees. The rapid advancement of battery technology means that older EV models depreciate faster than their ICE counterparts, making it harder to predict the vehicle's residual value at the end of a loan or lease term. As a result, banks and automakers must carefully assess depreciation risks, which may lead to higher interest rates or stricter financing terms, limiting market expansion.
Key Market Trends
Growth of Subscription-Based and Flexible Ownership Models
A significant trend in the EV finance market is the rise of subscription-based and flexible ownership models, providing consumers with more adaptable financing options. Traditional auto loans and leases often require long-term commitments, but many consumers, especially younger generations, prefer flexibility in vehicle ownership. Subscription-based models allow users to pay a monthly fee that covers the cost of the EV, insurance, maintenance, and charging, eliminating the burden of ownership while making EVs more accessible. Companies like Tesla, Hyundai, and BMW are experimenting with such services, offering consumers the ability to switch or return vehicles without long-term obligations. This trend is also gaining traction in ride-sharing and corporate fleets, where businesses prefer to scale their EV usage dynamically without large upfront investments. As consumers prioritize convenience and financial institutions seek to reduce risk exposure, subscription-based financing is expected to become an essential part of the EV finance ecosystem.
Key Market Players
Hyundai Motor Finance
Goldman Sachs Group, Inc.
Ford Motor Credit Company LLC
Morgan Stanley & Co. LLC
JPMorgan Chase Co.
BMW Financial Services NA, LLC
UBS Group AG
Volkswagen Financial Services AG
Banc of America Securities LLC
Tesla Financial Services GmbH
Report Scope:
In this report, the Global Electric Vehicle Finance Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below:
Electric Vehicle Finance Market, By Vehicle Type:
Passenger Car
Commercial Vehicle
Two-Wheeler
Three-Wheeler
Electric Vehicle Finance Market, By Financial Institution:
Bank
NBFC
Electric Vehicle Finance Market, By Region:
North America
United States
Canada
Mexico
Europe
France
United Kingdom
Italy
Germany
Spain
Asia-Pacific
China
Japan
India
South Korea
Vietnam
South America
Argentina
Colombia
Brazil
Middle East & Africa
South Africa
Saudi Arabia
UAE
Turkey
Competitive Landscape
Company Profiles: Detailed analysis of the major companies presents in the Global Electric Vehicle Finance Market.
Available Customizations:
Global Electric Vehicle Finance Market report with the given market data, TechSci Research offers customizations according to a company's specific needs. The following customization options are available for the report:
Company Information
Detailed analysis and profiling of additional market players (up to five).
Table of Contents
1. Introduction
1.1. Market Overview
1.2. Key Highlights of the Report
1.3. Market Coverage
1.4. Market Segments Covered
1.5. Research Tenure Considered
2. Research Methodology
2.1. Methodology Landscape
2.2. Objective of the Study
2.3. Baseline Methodology
2.4. Formulation of the Scope
2.5. Assumptions and Limitations
2.6. Sources of Research
2.7. Approach for the Market Study
2.8. Methodology Followed for Calculation of Market Size & Market Shares
2.9. Forecasting Methodology
3. Executive Summary
3.1. Overview of the Market
3.2. Overview of Key Market Segmentations
3.3. Overview of Key Market Players
3.4. Overview of Key Regions
3.5. Overview of Market Drivers, Challenges, and Trends
4. Global Electric Vehicle Finance Market Outlook
4.1. Market Size & Forecast
4.1.1. By Value
4.2. Market Share & Forecast
4.2.1. By Vehicle Type (Passenger Car, Commercial Vehicle, Two-Wheeler, Three-Wheeler)
4.2.2. By Financial Institution (Bank, NBFC)
4.2.3. By Region
4.2.4. By Company (2024)
4.3. Market Map
5. North America Electric Vehicle Finance Market Outlook
5.1. Market Size & Forecast
5.1.1. By Value
5.2. Market Share & Forecast
5.2.1. By Vehicle Type
5.2.2. By Financial Institution
5.2.3. By Country
5.3. North America: Country Analysis
5.3.1. United States Electric Vehicle Finance Market Outlook
5.3.1.1. Market Size & Forecast
5.3.1.1.1. By Value
5.3.1.2. Market Share & Forecast
5.3.1.2.1. By Vehicle Type
5.3.1.2.2. By Financial Institution
5.3.2. Canada Electric Vehicle Finance Market Outlook
5.3.2.1. Market Size & Forecast
5.3.2.1.1. By Value
5.3.2.2. Market Share & Forecast
5.3.2.2.1. By Vehicle Type
5.3.2.2.2. By Financial Institution
5.3.3. Mexico Electric Vehicle Finance Market Outlook
5.3.3.1. Market Size & Forecast
5.3.3.1.1. By Value
5.3.3.2. Market Share & Forecast
5.3.3.2.1. By Vehicle Type
5.3.3.2.2. By Financial Institution
6. Europe Electric Vehicle Finance Market Outlook
6.1. Market Size & Forecast
6.1.1. By Value
6.2. Market Share & Forecast
6.2.1. By Vehicle Type
6.2.2. By Financial Institution
6.2.3. By Country
6.3. Europe: Country Analysis
6.3.1. France Electric Vehicle Finance Market Outlook
6.3.1.1. Market Size & Forecast
6.3.1.1.1. By Value
6.3.1.2. Market Share & Forecast
6.3.1.2.1. By Vehicle Type
6.3.1.2.2. By Financial Institution
6.3.2. Germany Electric Vehicle Finance Market Outlook
6.3.2.1. Market Size & Forecast
6.3.2.1.1. By Value
6.3.2.2. Market Share & Forecast
6.3.2.2.1. By Vehicle Type
6.3.2.2.2. By Financial Institution
6.3.3. Spain Electric Vehicle Finance Market Outlook
6.3.3.1. Market Size & Forecast
6.3.3.1.1. By Value
6.3.3.2. Market Share & Forecast
6.3.3.2.1. By Vehicle Type
6.3.3.2.2. By Financial Institution
6.3.4. Italy Electric Vehicle Finance Market Outlook
6.3.4.1. Market Size & Forecast
6.3.4.1.1. By Value
6.3.4.2. Market Share & Forecast
6.3.4.2.1. By Vehicle Type
6.3.4.2.2. By Financial Institution
6.3.5. United Kingdom Electric Vehicle Finance Market Outlook
6.3.5.1. Market Size & Forecast
6.3.5.1.1. By Value
6.3.5.2. Market Share & Forecast
6.3.5.2.1. By Vehicle Type
6.3.5.2.2. By Financial Institution
7. Asia-Pacific Electric Vehicle Finance Market Outlook
7.1. Market Size & Forecast
7.1.1. By Value
7.2. Market Share & Forecast
7.2.1. By Vehicle Type
7.2.2. By Financial Institution
7.2.3. By Country
7.3. Asia-Pacific: Country Analysis
7.3.1. China Electric Vehicle Finance Market Outlook
7.3.1.1. Market Size & Forecast
7.3.1.1.1. By Value
7.3.1.2. Market Share & Forecast
7.3.1.2.1. By Vehicle Type
7.3.1.2.2. By Financial Institution
7.3.2.Japan Electric Vehicle Finance Market Outlook
7.3.2.1. Market Size & Forecast
7.3.2.1.1. By Value
7.3.2.2. Market Share & Forecast
7.3.2.2.1. By Vehicle Type
7.3.2.2.2. By Financial Institution
7.3.3. India Electric Vehicle Finance Market Outlook
7.3.3.1. Market Size & Forecast
7.3.3.1.1. By Value
7.3.3.2. Market Share & Forecast
7.3.3.2.1. By Vehicle Type
7.3.3.2.2. By Financial Institution
7.3.4. Vietnam Electric Vehicle Finance Market Outlook
7.3.4.1. Market Size & Forecast
7.3.4.1.1. By Value
7.3.4.2. Market Share & Forecast
7.3.4.2.1. By Vehicle Type
7.3.4.2.2. By Financial Institution
7.3.5. South Korea Electric Vehicle Finance Market Outlook
7.3.5.1. Market Size & Forecast
7.3.5.1.1. By Value
7.3.5.2. Market Share & Forecast
7.3.5.2.1. By Vehicle Type
7.3.5.2.2. By Financial Institution
8. Middle East & Africa Electric Vehicle Finance Market Outlook
8.1. Market Size & Forecast
8.1.1. By Value
8.2. Market Share & Forecast
8.2.1. By Vehicle Type
8.2.2. By Financial Institution
8.2.3. By Country
8.3. MEA: Country Analysis
8.3.1. South Africa Electric Vehicle Finance Market Outlook
8.3.1.1. Market Size & Forecast
8.3.1.1.1. By Value
8.3.1.2. Market Share & Forecast
8.3.1.2.1. By Vehicle Type
8.3.1.2.2. By Financial Institution
8.3.2. Saudi Arabia Electric Vehicle Finance Market Outlook
8.3.2.1. Market Size & Forecast
8.3.2.1.1. By Value
8.3.2.2. Market Share & Forecast
8.3.2.2.1. By Vehicle Type
8.3.2.2.2. By Financial Institution
8.3.3. UAE Electric Vehicle Finance Market Outlook
8.3.3.1. Market Size & Forecast
8.3.3.1.1. By Value
8.3.3.2. Market Share & Forecast
8.3.3.2.1. By Vehicle Type
8.3.3.2.2. By Financial Institution
8.3.4. Turkey Electric Vehicle Finance Market Outlook
8.3.4.1. Market Size & Forecast
8.3.4.1.1. By Value
8.3.4.2. Market Share & Forecast
8.3.4.2.1. By Vehicle Type
8.3.4.2.2. By Financial Institution
9. South America Electric Vehicle Finance Market Outlook
9.1. Market Size & Forecast
9.1.1. By Value
9.2. Market Share & Forecast
9.2.1. By Vehicle Type
9.2.2. By Financial Institution
9.2.3. By Country
9.3. South America: Country Analysis
9.3.1. Brazil Electric Vehicle Finance Market Outlook
9.3.1.1. Market Size & Forecast
9.3.1.1.1. By Value
9.3.1.2. Market Share & Forecast
9.3.1.2.1. By Vehicle Type
9.3.1.2.2. By Financial Institution
9.3.2. Argentina Electric Vehicle Finance Market Outlook
9.3.2.1. Market Size & Forecast
9.3.2.1.1. By Value
9.3.2.2. Market Share & Forecast
9.3.2.2.1. By Vehicle Type
9.3.2.2.2. By Financial Institution
9.3.3. Colombia Electric Vehicle Finance Market Outlook
