세계의 은행용 레거시 시스템 현대화 시장 보고서(2025년)
Legacy System Modernization for Banks Global Market Report 2025
상품코드 : 1888313
리서치사 : The Business Research Company
발행일 : On Demand Report
페이지 정보 : 영문 250 Pages
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한글목차

은행용 레거시 시스템 현대화 시장 규모는 최근 급속히 확대되고 있습니다. 2024년 113억 5,000만 달러로 평가되었고, 2025년에는 132억 9,000만 달러에 달할 것으로 추정되며, CAGR 17.1%로 성장이 전망되고 있습니다. 이 성장은 IoT 디바이스의 보급 확대, 스마트 시티 구상에 대한 수요 증가, 위치 정보 서비스의 이용 확대, 접속 인프라 확충, 에너지 효율에 대한 주목 증가 등이 요인으로 생각됩니다.

은행용 레거시 시스템 현대화 시장 규모는 향후 수년간 급속한 성장이 예상됩니다. 2029년에는 246억 6,000만 달러에 달할 것으로 예측되며, CAGR 16.7%로 성장할 전망입니다. 예측 기간의 성장은 머신러닝 통합 확대, 5G 네트워크 도입 증가, 스마트 홈 에코시스템 확대, 실시간 데이터 분석 수요 증가, 개인화된 사용자 경험에 대한 중시 증가에 기인할 것으로 보입니다. 예측 기간 주요 동향으로는 센서 네트워크의 기술 진보, 인공지능(AI) 구동형 앰비언트 시스템의 지속적인 혁신, 엣지 컴퓨팅 솔루션의 급속한 발전, 컨텍스트 인식 기술의 연구 개발, 첨단 데이터 처리 기술의 채용 등을 들 수 있습니다.

사이버 보안 및 규제 준수에 대한 관심 증가는 향후 은행용 레거시 시스템 현대화 시장의 성장을 가속할 것으로 예측됩니다. 사이버 보안 및 규제 준수는 금융 규제 당국이 정한 의무적인 관리, 보고 및 감사 요구 사항을 충족하면서 시스템과 데이터를 보호하는 것을 의미합니다. 이 중점화는 당국이 보고하는 사이버 범죄의 불만 증가 및 금융 손실 확대로 추진되고 있습니다. 레거시 코어 시스템과 채널의 현대화를 통해 암호화, ID 관리, 로깅, 신속한 패치 적용, 자동화된 컴플라이언스 증거 등 보다 강력한 관리가 가능하며 은행이 보안 및 감사 의무를 충족하는 데 도움이 됩니다. 예를 들어 2023년 3월 미국 연방수사국(FBI)이 발표한 바에 따르면 2023년 사이버 범죄 피해 신고 건수는 88만 418건으로 2022년 대비 약 10% 증가했으며 피해 총액은 125억 달러(전년 대비 22% 증가)를 넘었습니다. 이는 보안 및 컴플라이언스 투자를 촉진하는 위협의 압력이 높아지고 있음을 나타냅니다. 따라서 사이버 보안 및 규제 규정 준수에 대한 관심 증가는 은행용 레거시 시스템 현대화 시장을 추진하고 있습니다.

은행용 레거시 시스템 현대화 시장의 주요 기업은 클라우드 네이티브 기술을 활용한 혁신을 통해 보다 신속하고 고객 중심의 은행 업무를 실현하고 있습니다. 클라우드 네이티브 코어 뱅킹 및 결제 플랫폼은 신속한 제품 출시와 현대화된 은행 업무를 가능하게 합니다. DXC 기술 및 정렬 머신과 같은 기업이 제공하는 솔루션은 클라우드 네이티브 코어 뱅킹 및 관리 서비스를 활용하여 레거시 시스템을 현대화하고, 자동화 주도 업무, 코드 불필요한 설정, 내결함성, 컴플라이언스를 지원함으로써 디지털 전환을 가속화하고 업무 효율을 향상시키고 있습니다. 예를 들어, 2025년 6월에는 미국에 본사를 둔 세계 IT 및 컨설팅 서비스 기업인 DXC 기술이 중소규모 은행의 은행 업무 현대화를 가속화하기 위해 Thought Machine과의 공동 솔루션을 발표했습니다. 이 솔루션은 DXC의 업계 전문 지식과 관리 서비스를 Thought Machine의 클라우드 네이티브 코어 뱅킹(Vault Core) 및 결제 플랫폼(Vault Payments)과 결합하여 은행이 저축 계좌, 모기지, 대출 등 신제품을 몇 주가 아닌 몇 시간 안에 시작할 수 있도록 합니다. 동시에 비즈니스 효율성, 규제 준수 및 확장 가능하고 자동화된 운영을 보장합니다. 원스톱 관리 서비스를 제공함으로써 엔드 투 엔드 근대화를 간소화하고, 시장 출시 시간을 단축하며 혁신적이고 고객 중심의 은행 서비스를 신속하게 도입할 수 있습니다.

목차

제1장 주요 요약

제2장 시장 특징

제3장 시장 동향 및 전략

제4장 시장 : 금리, 인플레이션, 지정학, 무역전쟁 및 관세, 그리고 코로나 및 회복이 시장에 미치는 영향을 포함한 거시경제 시나리오

제5장 세계의 성장 분석 및 전략 분석 프레임워크

제6장 시장 세분화

제7장 지역별 및 국가별 분석

제8장 아시아태평양 시장

제9장 중국 시장

제10장 인도 시장

제11장 일본 시장

제12장 호주 시장

제13장 인도네시아 시장

제14장 한국 시장

제15장 서유럽 시장

제16장 영국 시장

제17장 독일 시장

제18장 프랑스 시장

제19장 이탈리아 시장

제20장 스페인 시장

제21장 동유럽 시장

제22장 러시아 시장

제23장 북미 시장

제24장 미국 시장

제25장 캐나다 시장

제26장 남미 시장

제27장 브라질 시장

제28장 중동 시장

제29장 아프리카 시장

제30장 경쟁 구도 및 기업 프로파일

제31장 기타 주요 기업 및 혁신 기업

제32장 세계 시장 경쟁 벤치마킹 및 대시보드

제33장 주요 인수합병(M&A)

제34장 최근 시장 동향

제35장 시장의 잠재력이 높은 국가, 부문 및 전략

제36장 부록

AJY
영문 목차

영문목차

Legacy system modernization for banks is the process of updating or replacing outdated banking information technology (IT) systems with modern technologies and architectures. Its key purpose is to enhance efficiency, security, and scalability while supporting modern digital banking requirements.

The key components of legacy system modernization for banks are software and services. Software refers to specialized modernization platforms, tools, and solutions used to upgrade outdated core banking systems, migrate applications to modern environments, and integrate new digital functionalities. Various bank types, including retail banks, commercial banks, and investment banks, also include deployment modes such as on-premises, cloud-based, and hybrid. The various enterprise size categories, including small and medium enterprises and large enterprises, apply to applications across banking, financial services and insurance (BFSI), healthcare, retail and e-commerce, manufacturing, information technology (IT) and telecommunications, government, and others.

Note that the outlook for this market is being affected by rapid changes in trade relations and tariffs globally. The report will be updated prior to delivery to reflect the latest status, including revised forecasts and quantified impact analysis. The report's Recommendations and Conclusions sections will be updated to give strategies for entities dealing with the fast-moving international environment.

The rapid escalation of U.S. tariffs and the resulting trade tensions in spring 2025 are significantly impacting the financial sector, particularly in investment strategies and risk management. Heightened tariffs have fueled market volatility, prompting cautious behavior among institutional investors and increasing demand for hedging instruments. Banks and asset managers are facing higher costs associated with cross-border transactions, as tariffs disrupt global supply chains and dampen corporate earnings, key drivers of equity market performance. Insurance companies, meanwhile, are grappling with increased claims risks tied to supply chain disruptions and trade-related business losses. Additionally, reduced consumer spending and weakened export demand are constraining credit growth and investment appetite. The sector must now prioritize diversification, digital transformation, and robust scenario planning to navigate the heightened economic uncertainty and protect profitability.

The legacy system modernization for banks market research report is one of a series of new reports from The Business Research Company that provides legacy system modernization for banks market statistics, including legacy system modernization for banks industry global market size, regional shares, competitors with a legacy system modernization for banks market share, detailed legacy system modernization for banks market segments, market trends and opportunities, and any further data you may need to thrive in the legacy system modernization for banks industry. This legacy system modernization for banks market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.

The legacy system modernization for banks market size has grown rapidly in recent years. It will grow from $11.35 billion in 2024 to $13.29 billion in 2025 at a compound annual growth rate (CAGR) of 17.1%. The growth in the historic period can be attributed to the increasing adoption of Internet of Things devices, rising demand for smart city initiatives, growing use of location-based services, expansion of connected infrastructure, and increasing focus on energy efficiency.

The legacy system modernization for banks market size is expected to see rapid growth in the next few years. It will grow to $24.66 billion in 2029 at a compound annual growth rate (CAGR) of 16.7%. The growth in the forecast period can be attributed to the growing integration of machine learning, rising implementation of 5G networks, expansion of smart home ecosystems, increasing demand for real-time data analytics, and greater emphasis on personalized user experiences. Key trends in the forecast period include technology advancements in sensor networks, continuous innovations in artificial intelligence (AI)-driven ambient systems, rapid developments in edge computing solutions, research and development in context-aware technologies, and adoption of advanced data processing techniques.

The increasing focus on cybersecurity and regulatory compliance is expected to drive the growth of the legacy system modernization for banks market going forward. Cybersecurity and regulatory compliance involve safeguarding systems and data while meeting mandated controls, reporting, and audit requirements set by financial regulators. This focus is driven by rising cybercrime complaints and escalating financial losses reported by authorities. Modernizing legacy cores and channels enables stronger controls, including encryption, identity management, logging, faster patching, and automated compliance evidence, helping banks meet security and audit obligations. For example, in March 2023, the Federal Bureau of Investigation (FBI), a US-based primary federal law enforcement agency, reported 880,418 complaints in 2023, nearly a 10% increase compared to 2022, with losses exceeding $12.5 billion (up 22% year over year), highlighting the growing threat pressure that fuels security and compliance investments. Therefore, the rising focus on cybersecurity and regulatory compliance is propelling the legacy system modernization for banks market.

Major companies in the legacy system modernization for banks market are leveraging cloud-native innovation to enable faster, customer-centric banking. Cloud-native core banking and payments platforms allow rapid product launches and modernized banking operations. Solutions from companies such as DXC Technology and Thought Machine use cloud-native core banking and managed services to modernize legacy systems, supporting automation-driven operations, code-free configuration, resilience, and compliance, thereby accelerating digital transformation and enhancing operational efficiency. For instance, in June 2025, DXC Technology, a US-based global IT and consulting services company, launched a joint solution with Thought Machine to accelerate banking modernization for small and midsize banks. The solution combines DXC's industry expertise and managed services with Thought Machine's cloud-native core banking (Vault Core) and payments platform (Vault Payments), enabling banks to launch new products, including savings accounts, mortgages, and loans, in hours instead of weeks while ensuring operational efficiency, regulatory compliance, and scalable, automation-driven operations. By providing a one-stop managed service, it simplifies end-to-end modernization, reduces time-to-market, and supports faster adoption of innovative, customer-centric banking services.

In January 2025, Accenture plc, an Ireland-based professional services company, acquired Digital Twin Technology for Banks from Percipient.ai, Inc. for an undisclosed amount. Through this acquisition, Accenture aims to leverage Digital TWINN to help banks modernize core systems by creating a real-time virtual replica of legacy and modern platforms, enabling faster innovation and seamless integration without disrupting existing operations. Percipient.ai, Inc., a US-based company, provides digital twin solutions that create virtual duplicates of banks' legacy and modern systems, integrating and unifying data from each into a single real-time hub.

Major players in the legacy system modernization for banks market are Microsoft Corporation, Deloitte Touche Tohmatsu Limited, Accenture plc, International Business Machines Corporation, PricewaterhouseCoopers International Limited, Tata Consultancy Services Limited, Fujitsu Limited, NTT DATA Corporation, Capgemini SE, Cognizant Technology Solutions Corporation, Infosys Limited, DXC Technology Company, HCL Technologies Limited, Atos SE, Wipro Limited, Tech Mahindra Limited, EPAM Systems Inc., Mphasis Limited, Persistent Systems Limited, Temenos AG.

North America was the largest region in the legacy system modernization for banks market in 2024. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in legacy system modernization for banks report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa.

The countries covered in the legacy system modernization for banks market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The legacy system modernization for banks market includes revenues earned by providing services such as application re-hosting (lift-and-shift), application re-platforming, application re-architecting (micro services and cloud-native), code refactoring and re-engineering, core banking and mainframe modernization, and data migration and database modernization. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

Legacy System Modernization for Banks Global Market Report 2025 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on legacy system modernization for banks market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase

Where is the largest and fastest growing market for legacy system modernization for banks ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward, including technological disruption, regulatory shifts, and changing consumer preferences? The legacy system modernization for banks market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

The forecasts are made after considering the major factors currently impacting the market. These include the technological advancements such as AI and automation, Russia-Ukraine war, trade tariffs (government-imposed import/export duties), elevated inflation and interest rates.

Scope

Table of Contents

1. Executive Summary

2. Legacy System Modernization for Banks Market Characteristics

3. Legacy System Modernization for Banks Market Trends And Strategies

4. Legacy System Modernization for Banks Market - Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, And Covid And Recovery On The Market

5. Global Legacy System Modernization for Banks Growth Analysis And Strategic Analysis Framework

6. Legacy System Modernization for Banks Market Segmentation

7. Legacy System Modernization for Banks Market Regional And Country Analysis

8. Asia-Pacific Legacy System Modernization for Banks Market

9. China Legacy System Modernization for Banks Market

10. India Legacy System Modernization for Banks Market

11. Japan Legacy System Modernization for Banks Market

12. Australia Legacy System Modernization for Banks Market

13. Indonesia Legacy System Modernization for Banks Market

14. South Korea Legacy System Modernization for Banks Market

15. Western Europe Legacy System Modernization for Banks Market

16. UK Legacy System Modernization for Banks Market

17. Germany Legacy System Modernization for Banks Market

18. France Legacy System Modernization for Banks Market

19. Italy Legacy System Modernization for Banks Market

20. Spain Legacy System Modernization for Banks Market

21. Eastern Europe Legacy System Modernization for Banks Market

22. Russia Legacy System Modernization for Banks Market

23. North America Legacy System Modernization for Banks Market

24. USA Legacy System Modernization for Banks Market

25. Canada Legacy System Modernization for Banks Market

26. South America Legacy System Modernization for Banks Market

27. Brazil Legacy System Modernization for Banks Market

28. Middle East Legacy System Modernization for Banks Market

29. Africa Legacy System Modernization for Banks Market

30. Legacy System Modernization for Banks Market Competitive Landscape And Company Profiles

31. Legacy System Modernization for Banks Market Other Major And Innovative Companies

32. Global Legacy System Modernization for Banks Market Competitive Benchmarking And Dashboard

33. Key Mergers And Acquisitions In The Legacy System Modernization for Banks Market

34. Recent Developments In The Legacy System Modernization for Banks Market

35. Legacy System Modernization for Banks Market High Potential Countries, Segments and Strategies

36. Appendix

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