세계의 모기지 및 대출 소프트웨어 시장 보고서(2025년)
Mortgage And Loans Software Global Market Report 2025
상품코드 : 1727875
리서치사 : The Business Research Company
발행일 : On Demand Report
페이지 정보 : 영문 175 Pages
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한글목차

모기지 및 대출 소프트웨어 시장 규모는 향후 수년간 급성장이 전망됩니다. 2029년에는 연간 평균 성장률(CAGR) 14.4%로 성장할 전망이며, 316억 3,000만 달러로 성장이 예측됩니다. 예측 기간 동안의 성장은 자동대출 처리에 대한 수요 증가, 디지털화 및 자동화의 진전, 인터넷 보급률의 상승, 소비자의 기대 증가, 디지털 툴의 채용 확대 등에 기인할 것으로 보입니다. 이 기간에 예상되는 주요 동향으로는 금융기술(핀테크) 플랫폼과의 통합, 신속한 대출 처리를 위한 자동화 강화, 부정방지 도구 개선, 클라우드 채택, 디지털 변혁 진행 등이 있습니다.

모바일 뱅킹의 성장이 모기지 및 대출 소프트웨어 시장의 확대를 견인할 것으로 예측됩니다. 모바일뱅킹은 사용자가 스마트폰을 사용해 금융거래를 할 수 있는 디지털 서비스입니다. 모바일 뱅킹의 인기가 높아지는 배경에는 스마트폰의 보급, 인터넷 접근성 향상, 디지털 금융 서비스에 대한 소비자 기호의 변화, 안전한 모바일 결제 기술의 진보 등이 있습니다. 주택담보대출 소프트웨어는 사용자가 대출 신청, 상환 현황 확인, EMI 계산, 주택담보대출 관리 등을 쉽게 할 수 있도록 함으로써 모바일 뱅킹을 지원하고 이용 편의성과 금융 접근성을 향상시키고 있습니다. 예를 들어 UK파이낸스리미티드가 2024년 7월 발표한 보고서에 따르면 2023년 성인의 42%가 모바일 결제에 등록했으며 2022년 30%에서 증가했습니다. 게다가 인구의 34%가 매달 모바일 결제를 이용하고 있었습니다. 그 결과 모바일 뱅킹의 성장이 주택 대출 소프트웨어에 대한 수요를 촉진하고 있습니다.

모기지 및 대출 소프트웨어 시장의 각 회사는 고객 경험을 향상시키고 대출 조성을 단순화하고 개인화된 서비스를 제공하기 위해 음성 기반 AI 대출 도우미와 같은 혁신적인 솔루션을 개발하는 데 점점 더 많은 노력을 기울이고 있습니다. 이들 AI를 탑재한 어시스턴트는 음성인식과 자연어처리(NLP)를 사용해 음성 대화를 통해 고객의 대출 신청, 관리, 문의를 지원합니다. 은행 앱, 콜센터, 스마트 디바이스에 통합된 이러한 어시스턴트는 대출 적격성, 금리, 상환 일정에 대한 정보를 제공할 수 있습니다. 예를 들어 2024년 10월 미국을 거점으로 하는 금융 서비스 제공업체인 Better Home & Finance Holding Company는 미국 주택담보대출 시장을 위한 첫 음성 기반 AI 대출 보조인 Betsy를 발표했습니다. 벳시는 정형 업무를 자동화하고 실시간 고객 지원을 제공하며 주택 담보 대출 프로세스를 합리화함으로써 효율을 개선하고 비용을 절감하며 전체적인 고객 경험을 향상시키고 있습니다. 이 혁신을 통해 대출 담당자는 금리 상담이나 기타 라이선스 활동 등 보다 복잡한 업무에 집중할 수 있게 되어 주택담보대출 프로세스 전체가 효율화됩니다.

목차

제1장 주요 요약

제2장 시장 특징

제3장 시장 동향 및 전략

제4장 시장-거시경제 시나리오 금리, 인플레이션, 지정학, 신형 코로나 바이러스 감염의 영향과 회복이 시장에 미치는 영향을 포함한 거시경제 시나리오

제5장 세계의 성장 분석 및 전략 분석 프레임워크

제6장 시장 세분화

제7장 지역별 및 국가별 분석

제8장 아시아태평양 시장

제9장 중국 시장

제10장 인도 시장

제11장 일본 시장

제12장 호주 시장

제13장 인도네시아 시장

제14장 한국 시장

제15장 서유럽 시장

제16장 영국 시장

제17장 독일 시장

제18장 프랑스 시장

제19장 이탈리아 시장

제20장 스페인 시장

제21장 동유럽 시장

제22장 러시아 시장

제23장 북미 시장

제24장 미국 시장

제25장 캐나다 시장

제26장 남미 시장

제27장 브라질 시장

제28장 중동 시장

제29장 아프리카 시장

제30장 경쟁 구도 및 기업 프로파일

제31장 기타 주요 기업 및 혁신 기업

제32장 세계 시장 경쟁 벤치마킹 및 대시보드

제33장 주요 인수합병(M&A)

제34장 최근 시장 동향

제35장 시장의 잠재력이 높은 국가 및 전략

제36장 부록

AJY
영문 목차

영문목차

Mortgage and loan software refers to specialized tools designed to simplify and automate the process of managing and processing mortgage and loan applications. This software is widely used by various professionals and institutions involved in the lending process, such as banks, mortgage lenders, loan officers, underwriters, and servicing agents.

The main types of mortgage and loan software include loan origination software, loan servicing software, loan management software, compliance management software, and other related tools. Loan origination software (LOS) automates the entire process of loan application, approval, and funding, improving efficiency in loan origination and decision-making. These solutions can be deployed either on-premises or via cloud-based platforms. The software is used in a range of applications, such as residential mortgages, commercial mortgages, consumer loans, and more. Key end users include banks, credit unions, mortgage lenders, non-banking financial institutions, and others.

The mortgage and loans software market research report is one of a series of new reports from The Business Research Company that provides mortgage and loans software market statistics, including the mortgage and loans software industry global market size, regional shares, competitors with the mortgage and loans software market share, detailed mortgage and loans software market segments, market trends, and opportunities, and any further data you may need to thrive in the mortgage and loans software industry. This mortgage and loans software market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenarios of the industry.

The mortgage and loans software market size has grown rapidly in recent years. It will grow from $16.08 billion in 2024 to $18.46 billion in 2025 at a compound annual growth rate (CAGR) of 14.8%. The growth during the historic period can be attributed to the rise in digital transformation, increased smartphone usage, the growth of online lending platforms, higher demand for customer-centric solutions, and the emergence of open banking.

The mortgage and loans software market size is expected to see rapid growth in the next few years. It will grow to $31.63 billion in 2029 at a compound annual growth rate (CAGR) of 14.4%. The growth during the forecast period can be attributed to the increasing demand for automated loan processing, greater digitization and automation, rising internet penetration, higher consumer expectations, and the growing adoption of digital tools. Key trends expected during this period include integration with financial technology (fintech) platforms, enhanced automation for quicker loan processing, improved fraud prevention tools, cloud adoption, and ongoing digital transformation.

The growth of mobile banking is expected to drive the expansion of the mortgage and loans software market. Mobile banking is a digital service that allows users to perform financial transactions via their smartphones. The increasing popularity of mobile banking is due to factors such as the widespread use of smartphones, improved internet access, a shift in consumer preference towards digital financial services, and advancements in secure mobile payment technologies. Mortgage and loan software supports mobile banking by allowing users to easily apply for loans, track repayments, calculate EMIs, and manage mortgages, thereby improving engagement and financial accessibility. For example, a report by UK Finance Limited published in July 2024 revealed that in 2023, 42% of adults were registered for mobile payments, up from 30% in 2022. Additionally, 34% of the population used mobile payments on a monthly basis. As a result, the growth of mobile banking is fueling the demand for mortgage and loan software.

Companies in the mortgage and loans software market are increasingly focusing on developing innovative solutions, such as voice-based AI loan assistants, to enhance customer experiences, simplify loan origination, and provide personalized services. These AI-powered assistants use voice recognition and natural language processing (NLP) to assist customers in applying for, managing, and inquiring about loans through voice interactions. Integrated into banking apps, call centers, or smart devices, these assistants can provide information on loan eligibility, interest rates, and repayment schedules. For instance, in October 2024, Better Home & Finance Holding Company, a US-based financial services provider, introduced Betsy, the first voice-based AI loan assistant for the US mortgage market. Betsy automates routine tasks, offers real-time customer support, and streamlines the mortgage process, improving efficiency, reducing costs, and enhancing the overall customer experience. This innovation allows loan officers to focus on more complex tasks, such as discussing interest rates and other licensed activities, thereby streamlining the entire mortgage process.

In November 2022, MeridianLink Inc., a US-based company specializing in cloud-based digital lending and account opening solutions, acquired OpenClose Inc. for an undisclosed amount. This acquisition aims to enhance MeridianLink's digital lending capabilities and streamline mortgage processes. OpenClose Inc. is a US-based fintech company known for its mortgage loan origination software.

Major players in the mortgage and loans software market are Fiserv Inc., First American Financial Corporation, Wolters Kluwer Financial Services Inc., Finastra Inc., Black Knight Inc., The Mortgage Office Inc., Blend Inc., PathSoftware Inc., Provenir Inc., MortgageCadence LLC, Financial Industry Computer Systems Inc., TruHome Solutions LLC, Turnkey Lender Inc., Calyx Software Inc., SimpleNexus LLC, LoanLogics Inc., LoanPro Inc., LendingQB LLC, Better Mortgage Corporation, Ellie Mae Inc.

North America was the largest region in the mortgage and loans software market in 2024. The regions covered in this report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa.

The countries covered in the mortgage and loans software market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The mortgage and loans software market consists of revenues earned by entities by providing services such as software selection consulting, testing and quality assurance, system updates and upgrades, business process consulting, and digital transformation consulting. The market value includes the value of related goods sold by the service provider or included within the service offering. The mortgage and loans software market also includes sales of residential loan origination tools, auto loan servicing tools and digital mortgage lending tools. Values in this market are 'factory gate' values, that is, the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors, and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

Mortgage And Loans Software Global Market Report 2025 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on mortgage and loans software market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase

Where is the largest and fastest growing market for mortgage and loans software ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The mortgage and loans software market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

The forecasts are made after considering the major factors currently impacting the market. These include the Russia-Ukraine war, rising inflation, higher interest rates, and the legacy of the COVID-19 pandemic.

Scope

Table of Contents

1. Executive Summary

2. Mortgage And Loans Software Market Characteristics

3. Mortgage And Loans Software Market Trends And Strategies

4. Mortgage And Loans Software Market - Macro Economic Scenario Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics And Covid And Recovery On The Market

5. Global Mortgage And Loans Software Growth Analysis And Strategic Analysis Framework

6. Mortgage And Loans Software Market Segmentation

7. Mortgage And Loans Software Market Regional And Country Analysis

8. Asia-Pacific Mortgage And Loans Software Market

9. China Mortgage And Loans Software Market

10. India Mortgage And Loans Software Market

11. Japan Mortgage And Loans Software Market

12. Australia Mortgage And Loans Software Market

13. Indonesia Mortgage And Loans Software Market

14. South Korea Mortgage And Loans Software Market

15. Western Europe Mortgage And Loans Software Market

16. UK Mortgage And Loans Software Market

17. Germany Mortgage And Loans Software Market

18. France Mortgage And Loans Software Market

19. Italy Mortgage And Loans Software Market

20. Spain Mortgage And Loans Software Market

21. Eastern Europe Mortgage And Loans Software Market

22. Russia Mortgage And Loans Software Market

23. North America Mortgage And Loans Software Market

24. USA Mortgage And Loans Software Market

25. Canada Mortgage And Loans Software Market

26. South America Mortgage And Loans Software Market

27. Brazil Mortgage And Loans Software Market

28. Middle East Mortgage And Loans Software Market

29. Africa Mortgage And Loans Software Market

30. Mortgage And Loans Software Market Competitive Landscape And Company Profiles

31. Mortgage And Loans Software Market Other Major And Innovative Companies

32. Global Mortgage And Loans Software Market Competitive Benchmarking And Dashboard

33. Key Mergers And Acquisitions In The Mortgage And Loans Software Market

34. Recent Developments In The Mortgage And Loans Software Market

35. Mortgage And Loans Software Market High Potential Countries, Segments and Strategies

36. Appendix

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