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:
Aeropay
Banked
Brankas
Brite Payments
Dwolla
Fiserv
GoCardless
Ivy
Mastercard
Plaid
Prometeo
Salt Edge
Token.io
TrueLayer
Trustly
Visa
Volt
Worldline
Yapily
1 ߿ Ʈ
߿ Ʈ
2 Ȳ
A2A
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νƮ
¹ŷ
QRڵ
NFC
A2A ý
A2A
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A2A
3 ι м
Ҹ, ڻŷ, Ÿ
P2P
B2B?B2C
4 غ
غ :
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1 Juniper Research
2
Aeropay
Banked
Brankas
Brite Payments
Dwolla
Fiserv
GoCardless
Ivy
Mastercard
Plaid
Prometeo
Salt Edge
Token.io
TrueLayer
Trustly
Visa
Volt
Worldline
Yapily
1
2 Һ A2A :
A2A ̿ Ѽ
Һ A2A ŷ Ѽ
Һ A2A ŷ Ѿ
3
A2A ̿ Ѽ
A2A ŷ
A2A ŷ
4 ڻŷ
¶ A2A ̿ Ѽ
¶ A2A ŷ
¶ A2A ŷ
5 P2P
P2P A2A ̿ Ѽ
P2P A2A ŷ
P2P A2A ŷ
6
A2A ̿ Ѽ
Һ A2A ŷ
Һ A2A ŷ
7 B2B
A2A B2B ŷ Ѽ
A2A B2B ŷ Ѿ
A2A B2B ŷ Ѽ
A2A B2B ŷ Ѿ
8 B2C
A2A B2C ŷ Ѽ
A2A B2C ŷ Ѿ
A2A B2C ŷ Ѽ
A2A B2C ŷ Ѿ
AJY
'A2A Transaction Value to Reach $195 Trillion in 2030 Globally, Driven by Advanced Value-added Services'
KEY STATISTICS
A2A transactions globally in 2025:
54bn
A2A transactions globally by 2029:
1tn
Growth in A2A transactions from 2025 to 2030:
83%
Forecast period:
2025-2030
Overview
Our "Account-to-Account (A2A) Payments" research suite provides detailed analysis of this rapidly changing market; enabling A2A payments service providers to gain an understanding of key payment trends and challenges, potential growth opportunities, and the competitive environment.
Providing multiple options which can be purchased separately, the research suite includes access to data mapping the future growth of the A2A payments market. The detailed study reveals the latest opportunities and trends within the market and offers an insightful document containing an extensive analysis of 19 A2A payments service providers within the space. Aspects such as challenges regarding compatibility with existing payments infrastructure, lower fees for businesses, and enhanced customer experience are explored throughout the report. The coverage can also be purchased as a Full Research Suite, containing all of these elements, and includes a substantial discount.
Collectively, these elements provide an effective tool for understanding this rapidly emerging market; allowing A2A payments vendors to set out their future strategies to provide effective and efficient payment services to their customers and clients. Its unparalleled coverage makes this research suite an incredibly useful resource for gauging the future of this complex market.
All report content is delivered in the English language.
Key Features
Market Dynamics: Insights into key payment trends and market expansion challenges within the A2A payments space. It addresses the challenges posed by a lack of dedicated solutions in different markets, limited public knowledge of the payment solution, and potential fraud risks; analysing multiple use cases where A2A payments are employed. The research also provides a future outlook on the landscape of A2A payments.
Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the market, accompanied by key strategic recommendations for A2A payments solution providers on emerging trends and how the market is expected to evolve.
Benchmark Industry Forecasts: The forecasts include data on A2A payments, split by in-store, online, peer-to-peer (P2P), cross-border, business-to-business (B2B), and business-to-consumer (B2C). These include metrics such as the number of transactions and average transaction value for each segment.
Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 19 A2A payments vendors, via the Juniper Research Competitor Leaderboard; featuring analysis around major players in the A2A payments industry.
SAMPLE VIEW
Market Data & Forecasting Report
The numbers tell you what's happening, but our written report details why, alongside the methodologies.
SAMPLE VIEW
Market Trends & Strategies Report
A comprehensive analysis of the current market landscape, alongside strategic recommendations.
Market Data & Forecasting Report
The market-leading research suite for the "A2A Payments" market includes access to the full set of forecast data, consisting of 70 tables and over 27,000 datapoints.
Metrics in the research suite summary include:
Number of A2A Payments Transactions
Value of A2A Payments Transactions
Number of A2A Payment Users
These metrics are also available for the following segments:
In-store payments
Online payments (eCommerce)
P2P payments
Cross-border consumer payments
B2B payments (split by cross-border versus domestic)
B2C payments (split by cross-border versus domestic)
The Juniper Research Interactive Forecast Excel contains the following functionality:
Statistics Analysis: Users benefit from the ability to search for specific metrics, displayed for all regions and countries across the data period. Graphs are easily modified and can be exported to the clipboard.
Country Data Tool: This tool allows the user to review metrics for all regions and countries in the forecast period. Users can refine the metrics displayed via the search bar.
Country Comparison Tool: Users can select and compare each of the countries. The ability to export graphs is included in this tool.
What-if Analysis: Here, users can compare forecast metrics against their own assumptions, via five interactive scenarios.
Market Trends & Strategies Report
This report examines the "A2A Payments" market landscape in detail. It assesses different market trends and factors that are shaping the evolution of this rapidly emerging market, such as how A2A payments are promoting financial inclusion, Open Banking and the role it is playing in driving growth of this payment method, and regulations and initiatives that are shaping adoption; advising how vendors should navigate these emerging trends.
In addition to looking at A2A payment use cases, it also includes evaluation of the different markets in which A2A payments are seeing use, and how vendors can better adapt to serve these markets.
Competitor Leaderboard Report
The Competitor Leaderboard report provides a detailed evaluation and market positioning for 19 leading vendors in the "A2A Payments" space. These vendors are positioned as an established leader, leading challenger, or disruptor and challenger, based on capacity and capability assessments, their range of A2A payment products on offer, and any additional technologies that set them apart from their competitors.
Juniper Research's Competitor Leaderboard for the "A2A Payments" market includes the following key players:
Aeropay
Banked
Brankas
Brite Payments
Dwolla
Fiserv
GoCardless
Ivy
Mastercard
Plaid
Prometeo
Salt Edge
Token.io
TrueLayer
Trustly
Visa
Volt
Worldline
Yapily
This document is centred around the Juniper Research Competitor Leaderboard; a vendor positioning tool that provides an at-a-glance view of the competitive landscape, backed by a robust methodology.
Table of Contents
Market Trends & Strategies
1. Key Takeaways & Strategic Recommendations
1.1. Key Takeaways
1.2. Strategic Recommendations
2. Market Landscape
2.1. Introduction
2.1.1. Types of A2A Payments
2.1.2. Surrounding Technologies
i. Instant Payment Rails
ii. Open Banking
iii. QR Code Payments
iv. NFC
2.2. Current Market
2.2.1. A2A Payment Systems
Figure 2.1: Examples of National A2A Payment Schemes
i. National Payment Schemes
ii. Fintech Solutions
2.3. A2A Payment Trends
2.3.1. Key Drivers
i. Technological Developments
ii. Government Regulations & Initiatives
2.3.2. Newly-emerging Trends
i. VRPs
ii. QR Code Payments
iii. Payment Interoperability
iv. AML, Fraud, & Compliance
2.4. Benefits & Challenges to A2A Payments
2.4.1. Benefits
Figure 2.2: A2A Payments' Benefits Summary
i. Lower Costs
ii. Enhanced Customer Experience
iii. Safer Instant Payments
2.4.2. Challenges
Figure 2.3: A2A Payments' Challenges Summary
i. Lack of Dedicated Solutions Across Multiple Markets
ii. Fraud Risks
iii. Compatibility With Pre-existing Payments Infrastructure
iv. Banks Not Yet Convinced to Invest
v. Limited Knowledge Restricts Progress
3. Segment Analysis
3.1. Introduction
3.2. Retail, eCommerce, & Other Services
Figure 3.1: Total Value of In-store & Online A2A Payments ($m), Globally, 2025-2030
3.3. P2P
Figure 3.2: Total Transaction Volume of A2A-based P2P Payments (m), Split by 8 Key Regions, 2025-2030
3.4. Cross-border
Figure 3.3: Global Volume of Cross-border A2A Transactions (m), Split by 8 Key Regions, 2025
3.5. B2B & B2C
Figure 3.4: Total Volume of A2A-based B2B Payments (m), Globally, Split by 8 Key Regions, 2025
4. Country Readiness Index
4.1. Introduction to Country Readiness Index
Figure 4.1: Juniper Research Country Readiness Index Regional Definitions
Table 4.2: Juniper Research Country Readiness Index Scoring Criteria: A2A Payments
Figure 4.3: Juniper Research Country Readiness Index: A2A Payments
Figure 4.4: A2A Payments Country Readiness Index: Market Segments
4.1.1. Focus Markets
i. National Payments Schemes
Figure 4.5: Number of A2A Cross-border Transactions (m), Split by 8 Focus Markets, 2025-2030
ii. Open Banking Adoption
iii. A2A Payment Vendors Are Innovating Amidst High Competition
4.1.2. Growth Markets
i. Instant Payment Rail (IPR) Implementation
Figure 4.6: Number of A2A B2B Transactions (m), Split by Four Growth Markets, 2025-2030
ii. Emerging A2A Payment Frameworks & Initiatives Pushing Growth
4.1.3. Developing Markets
4.2. Juniper Research A2A Payments Country Readiness Index Heatmaps
i. North America
Table 4.7: Juniper Research A2A Payments Country Readiness Index Heatmap: North America
ii. Latin America
Table 4.8: Juniper Research A2A Payments Country Readiness Index Heatmap: Latin America
iii. West Europe
Table 4.9: Juniper Research A2A Payments Country Readiness Index Heatmap: West Europe
iv. Central & East Europe
Table 4.10: Juniper Research A2A Payments Country Readiness Index Heatmap: Central & East Europe
v. Far East & China
Table 4.11: Juniper Research A2A Payments Country Readiness Index Heatmap: Far East & China
vi. Indian Subcontinent
Table 4.12: Juniper Research A2A Payments Country Readiness Index Heatmap: Indian Subcontinent
vii. Rest of Asia Pacific
Table 4.13: Juniper Research A2A Payments Country Readiness Index Heatmap: Rest of Asia Pacific
viii. Africa & Middle East
Table 4.14: Juniper Research A2A Payments Country Readiness Index Heatmap: Africa & Middle East
Competitor Leaderboard
1. Juniper Research Competitor Leaderboard
1.1. Why Read This Report?
Table 1.1: Juniper Research Competitor Leaderboard: A2A Payment Vendors Included & Product Portfolios
Figure 1.2: Juniper Research Competitor Leaderboard for A2A Payments Vendors
Table 1.3: Juniper Research A2A Payments Vendors & Positioning
Table 1.4: Juniper Research Competitor Leaderboard Heatmap for A2A Payments Vendors
2. Company Profiles
2.1. Vendor Profiles
2.1.1. Aeropay
i. Corporate
Table 2.1: Aeropay Funding Rounds ($m), 2017-2024
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
2.1.2. Banked
i. Corporate
Table 2.2: Banked Funding Rounds ($m), 2018-2022
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research's View: Key Strengths & Strategic Development Opportunities
2.1.3. Brankas
i. Corporate
Table 2.3: Brankas Funding Rounds ($m), 2018-2022
ii. Geographical Spread
iii. Key Clients & Strategic Partnerships
iv. High-level View of Offerings
v. Juniper Research's View: Key Strengths & Strategic Development Opportunities