세계 대출 서비스 소프트웨어 시장은 예측 기간(2023-2030년) 동안 CAGR 14.2%로 성장할 것으로 예상됩니다. 대출 서비스 소프트웨어는 결제 처리, 거래 처리, 뱅킹, 투자자 회계, 회수 관리 시스템, 신용 보고, 지불 자동 청산과 같은 대출 관리 작업을 수행합니다. 인도 브랜드 주식 재단(IBEF)에 따르면, 농업 금융의 디지털화는 준비 은행과 준비 은행 혁신 허브(RBIH)가 공동으로 구상 한 것으로, 완전히 디지털화되고 번거롭지 않은 방식으로 크산 신용 카드(KCC) 대출을 제공 할 수 있습니다. 예를 들어, Constellation Mortgage Solutions(CMS)는 2022년 9월에 클라우드 기반 플랫폼과 역동적인 사용자 인터페이스(UI) 경험을 갖춘 새로운 역동적인 모기지 대출 시스템(LOS)인 NOVA를 출시했습니다.
상업용 대출 소프트웨어는 전 세계 대출 서비스 소프트웨어 시장에서 큰 비중을 차지할 것으로 예상됩니다. 예를 들어, 2023년 7월 씨티는 씨티커머셜뱅크(CCB)의 고객 니즈를 충족시키기 위해 새로운 플랫폼 '씨티 다이렉트 커머셜 뱅킹(CitiDirect Commercial Banking)'을 발표했습니다. 이는 씨티의 중요한 전략적 투자 계획의 일환으로, 단일 진입점 디지털 플랫폼을 제공함으로써 이러한 고객의 세계 수요 증가에 대응하기 위한 것입니다.
세계 대출 서비스 소프트웨어 시장은 북미(미국, 캐나다), 유럽(영국, 이탈리아, 스페인, 독일, 프랑스, 기타 유럽 지역), 아시아태평양(인도, 중국, 일본, 한국, 기타 아시아 지역), 기타 지역(중동 및 아프리카, 라틴아메리카) 등의 지역별로 더욱 세분화되어 있습니다. 그 중에서도 아시아태평양은 신용에 대한 접근성 증가와 금융 서비스 현대화 등 경제 활동의 증가로 인해 세계 시장에서 두드러진 점유율을 차지할 것으로 예상됩니다.
모든 지역 중 북미는 예측 기간 동안 상당한 CAGR로 성장할 것으로 예상됩니다. 이 지역의 성장은 신용 조합 및 모기지 회사와 같은 대규모 금융 서비스 부문에서 기인합니다. 연방 모기지 모기지 공사(FHLMG)와 연방 모기지 협회(FNMA)와 같은 미국 대출 회사는 고객에게 대출을 제공하기 위해 디지털 서비스를 채택하고 있습니다. 예를 들어, 2022년 5월 미국에서 9조 5,000억 달러 규모의 대출이 이뤄지는 시장에서 보페이와 턴키 대출업체가 제휴해 대출 자동화와 디지털 결제를 실현할 예정입니다.
Title: Global Loan Servicing Software Market Size, Share & Trends Analysis Report by Component (Cloud-Based, and On-Premises), by Application (Cash And Liquidity Management, Risk Management, Collateral Management, Loan Origination And Servicing and Others), and by End-users (Banks, Credit Unions, Non-Banking Financial Company (NBFC) and Others ),Forecast Period (2023-2030).
The global loan servicing software market is anticipated to grow at a CAGR of 14.2% during the Forecast Period (2023-2030). loan servicing software performe loan management task such as handling payments, transaction processing, banking, investor accounting, collection management system, credit reporting, and automated clearing of payments. the raising demand for digital loans is one of the key factors driving the growth. According to India Brand Equity Foundation (IBEF) Digitalization of Agri-finance was conceptualized jointly by the reserve bank and the Reserve Bank Innovation Hub (RBIH) this will enable delivery of Kisan Credit Card (KCC) loans in a fully digital and hassle-free manner. For instance in September 2022, Constellation Mortgage Solutions (CMS) launched NOVA, a new dynamic mortgage loan origination system (LOS) with a cloud-based platform and a dynamic user interface (UI) experience.
The global loan servicing software market is segmented on the component, application, and end-users. Based on the component, the market is sub-segmented into cloud-based and on-premises. Based on the application, the market is sub-segmented into cash and liquidity management, risk management, collateral management, loan origination and servicing and others. Further, on the basis of end-users, the market is sub-segmented into banks, credit unions, non-banking financial company (NBFC) and others (mortgage lenders and brokers). Among the component, the cloud-based sub-segment is anticipated to hold a considerable share of the market. The growing digitization and increasing data security in using cloud-based is expected to boost the growth of the
Among all, commercial loan software is expected to hold a considerable share of the global loan servicing software market. The segmental growth is attributed to leading commercial banks that provides services related to commercial loan For instance, in July 2023, Citi has announced the launch of a new platform, CitiDirect Commercial Banking, specifically to address the needs of Citi Commercial Bank (CCB) clients. This is part of Citi's significant strategic investment plan to meet the growing global needs of these clients by delivering a single-entry point digital platform.
The global loan servicing software market is further segmented based on geography including North America (the US, and Canada), Europe (UK, Italy, Spain, Germany, France, and the Rest of Europe), Asia-Pacific (India, China, Japan, South Korea, and Rest of Asia), and the Rest of the World (the Middle East & Africa, and Latin America). Among these, the Asia-pacific region is anticipated to hold a prominent share of the market across the globe, factors of rising economic activity such as increasing access to credit, and modernization of financial services.
Among all regions, North America is anticipated to grow at a considerable CAGR over the forecast period. The regional growth is attributed to the large financial service sectors of credit unions, and mortgage companies. such as federal home loan mortgage corporation (FHLMG), and federal national mortgage association (FNMA), the lending companies in the U.S. are adopting digital services to offer loans to customers. Therefore, the loan servicing software is increasingly used by companies to serve their customers For instance, in may 2022, the market where lending sits at 9.5 trillion dollars in the US, vopay and turnkey lender partner to power loan automation and digital payments delivering an AI-powered lending automation platform used by traditional, alternative, and embedded lenders in 50+ countries.
The major companies serving the global loan servicing software market include: Loan Servicing Soft Inc., Nortridge Software, LLC, Q2 Software, Inc., Autopal Software, LLC, Bryt Software LLC, and others. The market players are considerably contributing to the market growth by the adoption of various strategies including mergers and acquisitions, partnerships, collaborations, funding, and new product launches, to stay competitive in the market. For instance, in November 2019, Q2 Holdings, Inc. announced it has completed the acquisition of Lender Performance Group LLC combined company will expand Q2's corporate banking capabilities and position Q2 as a leader in digital transformation solutions for FIs in the commercial banking space and Spanning banking-as-a-service, account onboarding, consumer and corporate digital banking and now loan pricing