세계 서명 검증 시장 규모는 2024년 29억 달러에 달했습니다. IMARC Group은 이 시장이 2033년까지 139억 달러에 달하고, 2025-2033년 18.16%의 연평균 성장률(CAGR)을 보일 것으로 전망하고 있습니다. 은행 및 금융업계의 보안 요구 증가, 온라인 거래 증가, 인공지능(AI) 및 머신러닝(ML) 기술 향상으로 인한 전자/생체인증 서명 검증의 효율성 및 속도 향상 등이 시장 성장을 가속하는 요인으로 작용하고 있습니다.
사용자 경험 향상에 대한 관심 증대
소매, 은행, 보험 등 고객 지향적인 분야에서는 원활하고 사용하기 쉬운 경험을 제공하는 데 중점을 두고 있습니다. 서명 검증 기술은 거래 인증 및 문서에 대한 전자 서명을 용이하게 하고, 대기 시간을 단축하며, 사용자 만족도를 크게 향상시킵니다. 최첨단 서명 검증 솔루션을 도입함으로써 기업은 업무를 간소화하고 복잡한 종이 기반 절차에서 벗어나 개인에게 보다 편리하고 안전한 경험을 제공할 수 있습니다. 이 기술은 업무 효율성을 향상시킬 뿐만 아니라 사용자의 신뢰와 충성도를 높여줍니다. 기업들이 개인의 만족도를 높이고 서비스 제공에 집중하는 가운데, 서명 검증 기술의 사용은 다양한 산업에서 추진력을 얻고 있으며, 안전한 디지털 인증 방법의 발전으로 이어지고 있습니다. 최근 서명 검증 시장 동향에 따라 SutiSoft는 2023년 12월 WhatsApp을 통합하고, 다국어 지원, 고급 인증 및 사용자 정의 특성을 도입하여 전자 서명 솔루션을 업그레이드했습니다. 이번 업데이트를 통해 비즈니스 워크플로우를 보다 효율적으로 개선하고, 안전하고 법규를 준수하는 전자 서명 절차를 보장합니다.
금융 서비스 분야 채용 증가
은행, 보험사, 투자회사 등 금융기관은 거래 검증 및 문서 인증을 안전하고 효율적으로 수행할 수 있는 방법을 필요로 합니다. 서명 검증은 수표, 대출 신청서, 계약서 등 중요한 문서에 대한 서명의 정당성을 보장하고 부정 거래를 방지할 수 있는 신뢰할 수 있는 방법을 제공합니다. 금융 서비스 업계에서는 디지털 전환이 진행되면서 강력한 검증 솔루션의 필요성이 높아지고 있습니다. 디지털화로의 전환은 신뢰할 수 있고 효과적인 검증 방법을 필요로 하며, 서명 검증 기술에 대한 수요를 촉진하고 금융 거래의 무결성을 유지하는 역할을 강조하고 있습니다. 2023년 11월, Simpllici는 Simpllici Sign을 발표했습니다. Simplici Sign은 금융 산업을 위해 특별히 제작된 저렴한 전자 서명(e-signature) 옵션으로, 셀카 생체 인증과 즉각적인 생존 감지 기능을 모두 제공합니다.
사기 및 개인정보 도용 증가
2023년 미국 연방거래위원회(FTC)의 소비자 센티넬 네트워크는 539만 건 이상의 신고를 받았으며, 그 중 48%는 사기, 19%는 명의도용에 관한 것이었습니다. 사기 및 개인정보 도난 건수가 증가하고 있는 것이 서명 검증에 대한 수요를 증가시키는 큰 요인이 되고 있습니다. 사이버 범죄자들은 보안 시스템에 침입하기 위해 끊임없이 더 정교한 기술을 개발하고 있으며, 은행, 금융, 의료, 정부 등 각 분야의 사업체들이 더 높은 수준의 검증 수단을 도입하도록 촉구하고 있습니다. 서명 검증은 신원 및 거래를 확인하고 승인된 개인만이 중요한 서비스 및 정보에 접근할 수 있도록 보장하는 편리한 방법입니다. 이 기술은 문서 서명의 진위 여부를 확인하여 보안을 향상시키고, 무단 접근 및 부정행위를 억제합니다. 기업들은 기밀 데이터를 보호하기 위해 보안을 중요시하고 있으며, 신뢰할 수 있는 검증 기술에 대한 투자가 증가하고 있습니다. 보안과 컴플라이언스에 대한 관심이 높아지면서 서명 검증 솔루션의 이용이 증가하고 있습니다.
The global signature verification market size reached USD 2.9 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 13.9 Billion by 2033, exhibiting a growth rate (CAGR) of 18.16% during 2025-2033. The growing security needs in the banking and finance industries, increasing online transactions, and improvements in artificial intelligence (AI) and machine learning (ML) technologies that are improving the effectiveness and speed of electronic and biometric signature verification are some of the factors impelling the market growth.
Growing Focus on Improving User Experience
Organizations in customer-oriented sectors such as retail, banking, and insurance are placing more emphasis on delivering seamless and easy-to-use experiences. Signature verification technology makes it easy to quickly authenticate transactions and digitally sign documents, cutting down on waiting times and greatly enhancing user satisfaction in general. By incorporating cutting-edge signature verification solutions, businesses can simplify their operations, get rid of complicated paper-based procedures, and provide individuals with a more convenient and secure experience. This technology not only improves operational efficiency but also increases user confidence and loyalty. As businesses focus on enhancing individual satisfaction and improving service delivery, the use of signature verification technologies is gaining momentum in different industries, leading to advancements in secure digital authentication methods. In line with the signature verification market recent developments, SutiSoft upgraded its eSignature solution by combining WhatsApp, incorporating multi-language assistance, and bringing in advanced authentication and customization characteristics in December 2023. This update made business workflows more efficient, guaranteeing secure and legally compliant digital signing procedures.
Rising Adoption in Financial Services
Financial institutions like banks, insurance companies, and investment firms need secure and efficient ways to verify transactions and authenticate documents. Signature verification guarantee the legitimacy of signatures on important documents like checks, loan applications, and contracts, offering a dependable way to stop unauthorized transactions. There is an increase in the need for strong verification solutions with the ongoing adoption of digital transformation in the financial services industry. The shift towards digitalization requires reliable and effective verification methods, driving the demand for signature verification technologies and emphasizing their role in preserving the integrity of financial transactions. In November 2023, Simplici launched Simplici Sign, an affordable electronic signature (e-signature) option specifically made for the financial industry, offering both selfie biometric verification and instant liveness detection.
Increasing Incidents of Fraud and Identity Theft
In 2023, the Consumer Sentinel Network of the Federal Trade Commission (FTC) received more than 5.39 million reports, with 48 percent related to fraud and 19 percent related to identity theft in the USA. The rising number of fraud and identity theft incidents is a major factor driving the signature verification demand. Cyber offenders are constantly creating more advanced techniques to infiltrate security systems, encouraging entities in sectors, like banking, finance, healthcare, and government, to implement more sophisticated verification measures. Signature verification is a useful way to confirm identities and transactions, guaranteeing that only approved individuals can access important services and information. This technology improves security by confirming the authenticity of signatures on documents, thus deterring unauthorized access and fraudulent activities. Businesses are putting more focus on security to safeguard sensitive data, leading to a rise in investments in dependable verification technologies. The increased emphasis on security and compliance is leading to the increased use of signature verification solutions.
Software accounts for the majority of the market share
Software accounts for the majority of the market share because of its flexibility, scalability, and advanced features. Software solutions seamlessly integrate with current digital systems, making them perfect for various industries, such as banking, finance, healthcare, and government. The increase in digital transactions and the need for secure, fraud-resistant authentication systems is resulting in the popularity of software-based signature verification. According to the IMARC Group, the global digital payment market is projected to grow at a compound annual growth rate (CAGR) of 15.62% from 2024 to 2032. Utilizing AI and ML technologies, these solutions improve precision and dependability, offering instant verification and lowering the chances of identity theft and forgery. Moreover, the shift towards cloud-based deployment models is encouraging the use of software solutions, providing cost-efficient and easily available verification choices for businesses.
Static signature verification holds the largest share of the industry
Static signature verification holds the biggest market share because of its extensive use and simple implementation. This technology uses advanced image processing and pattern recognition techniques to analyze the physical characteristics of a signature, including shape, stroke, and overall appearance. Its effectiveness at verifying signatures on both physical documents and scanned pictures makes it frequently utilized. It is also simple to integrate into existing document management systems. Static signature verification is widely preferred in industries like banking, finance, and legal sectors, where the authenticity of documents is important. Moreover, it provides a budget-friendly choice for companies seeking to improve their security mechanisms without requiring notable technology upgrades.
BFSI represents the leading market segment
BFSI represents the largest segment as per the signature verification market outlook owing to the essential requirement for secure transaction authentication and fraud prevention. In this sector, verifying signatures is crucial for confirming various documents, such as checks, contracts, and account openings, guaranteeing the accuracy and genuineness of financial transactions. The growing rate of financial fraud and identity theft has also heightened the need for strong signature verification solutions in the BFSI sector. These solutions assist institutions in meeting strict regulatory standards and building customer confidence through a secure and easy authentication process. The utilization of cutting-edge technologies like AI and ML in signature verification systems is widespread in the BFSI sector, providing accurate and instant verification that is vital for ensuring operational efficiency and security. The AI market in BFSI industry worldwide was valued at US$ 19.5 billion by 2023. In the upcoming years, IMARC Group anticipates the market will achieve a value of US$ 224.5 Billion by 2032, demonstrating a CAGR of 30.3% from 2024 to 2032.
North America leads the market, accounting for the largest signature verification market share
The report has also provided a comprehensive analysis of all the major regional markets, which include North America (the United States and Canada); Asia Pacific (China, Japan, India, South Korea, Australia, Indonesia, and others); Europe (Germany, France, the United Kingdom, Italy, Spain, Russia, and others); Latin America (Brazil, Mexico, and others); and the Middle East and Africa. According to the report, North America represents the largest regional market for signature verification.
North America dominates the market due to its sophisticated technological infrastructure and strict regulatory environment. Signature verification solutions are widely adopted in the banking, finance, healthcare, and government industries in both the United States and Canada. The growing incidence of cyber fraud and identity theft in North America has necessitated the implementation of robust security measures, including signature verification. In 2023, the U.S. experienced the highest number of data compromises in a single year as reported by The Identity Theft Research Center (ITRC) Annual Data Breach Report. Furthermore, laws that require secure digital transactions and data protection contribute to the signature verification market growth. The presence of key market players and ongoing investments in research and development (R&D) to enhance verification technologies also contribute to North America's leading position in this market.
(Please note that this is only a partial list of the key players, and the complete list is provided in the report.)