ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå ºÐ¼® ¹× ¿¹Ãø(-2033³â) : À¯Çüº°, Á¦Ç°º°, ¼­ºñ½ºº°, ±â¼úº°, ±¸¼º¿ä¼Òº°, ¿ëµµº°, Àü°³º°, ÃÖÁ¾»ç¿ëÀÚº°, ¸ðµåº°
ePayment System Market Analysis and Forecast to 2033: Type, Product, Services, Technology, Component, Application, Deployment, End User, Mode
»óǰÄÚµå : 1633004
¸®¼­Ä¡»ç : Global Insight Services LLC
¹ßÇàÀÏ : 2025³â 01¿ù
ÆäÀÌÁö Á¤º¸ : ¿µ¹® 351 Pages
 ¶óÀ̼±½º & °¡°Ý (ºÎ°¡¼¼ º°µµ)
US $ 4,750 £Ü 6,685,000
Single User License help
PDF º¸°í¼­¸¦ 1¸í¸¸ ÀÌ¿ëÇÒ ¼ö ÀÖ´Â ¶óÀ̼±½ºÀÔ´Ï´Ù. ÅØ½ºÆ®ÀÇ Copy & Paste °¡´ÉÇϸç, Àμâ´Â °¡´ÉÇÕ´Ï´Ù.
US $ 5,750 £Ü 8,093,000
Site License help
PDF, Excel º¸°í¼­¸¦ µ¿ÀÏ ±â¾÷(±¹°¡)ÀÇ ¸ðµç ºÐÀÌ ÀÌ¿ëÇÒ ¼ö ÀÖ´Â ¶óÀ̼±½ºÀÔ´Ï´Ù. ÅØ½ºÆ®ÀÇ Copy & Paste °¡´ÉÇÕ´Ï´Ù. Àμ⠰¡´ÉÇϸç Àμ⹰ÀÇ ÀÌ¿ë ¹üÀ§´Â PDF ÀÌ¿ë ¹üÀ§¿Í µ¿ÀÏÇÕ´Ï´Ù.
US $ 6,750 £Ü 9,500,000
Enterprise License help
PDF, Excel º¸°í¼­¸¦ µ¿ÀÏ ±â¾÷ÀÇ Àü ¼¼°è ¸ðµçºÐÀÌ ÀÌ¿ëÇÒ ¼ö ÀÖ´Â ¶óÀ̼±½ºÀÔ´Ï´Ù. ÅØ½ºÆ®ÀÇ Copy & Paste °¡´ÉÇÕ´Ï´Ù. Àμ⠰¡´ÉÇϸç Àμ⹰ÀÇ ÀÌ¿ë ¹üÀ§´Â PDF ÀÌ¿ë ¹üÀ§¿Í µ¿ÀÏÇÕ´Ï´Ù.


Çѱ۸ñÂ÷

ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀåÀº ¿¬Æò±Õ 14.8%ÀÇ CAGR·Î 2023³â 896¾ï ´Þ·¯¿¡¼­ 2033³â ¾à 3,620¾ï ´Þ·¯·Î È®´ëµÉ Àü¸ÁÀÔ´Ï´Ù.

ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå¿¡´Â ÀüÀÚ °Å·¡¸¦ ÃËÁøÇÏ´Â µðÁöÅÐ Ç÷§Æû°ú ±â¼úÀÌ Æ÷ÇԵǸç, ½Ç¹° ÅëÈ­°¡ ÇÊ¿ä ¾ø´Â ¿øÈ°ÇÑ ±ÝÀ¶ ±³È¯À» °¡´ÉÇÏ°Ô ÇÕ´Ï´Ù. ¿©±â¿¡´Â ¸ð¹ÙÀÏ °áÁ¦, ¿Â¶óÀÎ ¹ðÅ·, µðÁöÅÐ Áö°©, ºñÁ¢ÃË½Ä °Å·¡ µîÀÌ Æ÷ÇԵ˴ϴÙ. ÀÌ ½ÃÀåÀº ÇÉÅ×Å©ÀÇ ¹ßÀü, ÀÎÅÍ³Ý º¸±Þ·üÀÇ Áõ°¡, ¾ÈÀüÇϰí È¿À²ÀûÀÌ¸ç Æí¸®ÇÑ °áÁ¦ ¼Ö·ç¼Ç¿¡ ´ëÇÑ ¼ö¿ä¿¡ ÈûÀÔ¾î Àü ¼¼°èÀûÀ¸·Î ¼ÒºñÀÚ¿Í ±â¾÷ÀÇ ±ÝÀ¶ °Å·¡¸¦ º¯È­½Ã۰í ÀÖ½À´Ï´Ù.

ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀåÀº µðÁöÅÐ °Å·¡¿Í ¸ð¹ÙÀÏ °áÁ¦ ¼Ö·ç¼ÇÀÇ Ã¤Åà Áõ°¡·Î ÀÎÇØ ºü¸£°Ô ¼ºÀåÇϰí ÀÖ½À´Ï´Ù. ÀÌ·¯ÇÑ ¿ªµ¿ÀûÀÎ »óȲ ¼Ó¿¡¼­ ¸ð¹ÙÀÏ Áö°©°ú ºñÁ¢ÃË½Ä °áÁ¦ ¹æ½ÄÀÌ Æí¸®ÇÔ°ú ¼Óµµ¸¦ Ãß±¸ÇÏ´Â ¼ÒºñÀÚÀÇ ¼±È£¿¡ ÈûÀÔ¾î Áö¹èÀûÀÎ ÇÏÀ§ ºÎ¹®À¸·Î ºÎ»óÇϰí ÀÖ½À´Ï´Ù. ¿Â¶óÀÎ ¹ðÅ·°ú P2P °áÁ¦ Ç÷§ÆûÀº ¿øÈ°ÇÑ ±ÝÀ¶ °Å·¡¿Í °­È­µÈ º¸¾È ±â´ÉÀ¸·ÎÀÇ ÀüȯÀ» ¹Ý¿µÇÏ¿© ±Ù¼ÒÇÑ Â÷ÀÌ·Î µÎ ¹øÂ°·Î ³ôÀº ÇÏÀ§ ºÎ¹®À» Â÷ÁöÇß½À´Ï´Ù. Áö¿ªÀûÀ¸·Î´Â ºÏ¹Ì°¡ ½ÃÀåÀ» ¼±µµÇϰí Àִµ¥, ÀÌ´Â ±â¼ú ÀÎÇÁ¶ó¿Í ³ôÀº µðÁöÅÐ ¹®ÇØ·Â ´öºÐ¿¡ °¡´ÉÇß´ø °ÍÀ¸·Î ºÐ¼®µË´Ï´Ù. ¾Æ½Ã¾ÆÅÂÆò¾çÀº ±Þ¼ºÀåÇÏ´Â E-Commerce ºÎ¹®°ú ½º¸¶Æ®ÆùÀÇ º¸±Þ¿¡ ÈûÀÔ¾î °­·ÂÇÑ °æÀïÀÚ·Î ³²¾ÆÀÖ½À´Ï´Ù. ƯÈ÷ Áß±¹°ú Àεµ´Â Àα¸°¡ ¸¹°í Á¤ºÎ ÁÖµµ·Î Çö±Ý ¾ø´Â °æÁ¦¸¦ ÃßÁøÇϰí ÀÖ¾î ÁÖ¿ä ±â¿© ±¹°¡·Î ºÎ°¢µÇ°í ÀÖ½À´Ï´Ù. ÀÌ·¯ÇÑ Ãß¼¼´Â ÀÌÇØ°ü°èÀÚµéÀÌ Çõ½ÅÀûÀÎ ¼Ö·ç¼Ç¿¡ ÅõÀÚÇϰí ÁøÈ­ÇÏ´Â ¼ÒºñÀÚ ¼ö¿ä¿Í ±ÔÁ¦ »óȲ¿¡ ´ëÀÀÇÔÀ¸·Î½á ½ÃÀåÀÌ Áö¼ÓÀûÀ¸·Î ¼ºÀåÇÒ ¼ö ÀÖ´Ù´Â °ÍÀ» µÞ¹ÞħÇÕ´Ï´Ù.

2023³â ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀåÀº °ß°íÇÑ ¼ºÀå¼¼¸¦ º¸ÀÌ¸ç °Å·¡¾×Àº 1Á¶ 2,000¾ï ´Þ·¯¿¡ ´ÞÇß½À´Ï´Ù. ¸ð¹ÙÀÏ °áÁ¦ ºÐ¾ß°¡ 45%, µðÁöÅÐ Áö°©ÀÌ 30%, ¿Â¶óÀÎ ¹ðÅ·ÀÌ 25%ÀÇ Á¡À¯À²À» Â÷ÁöÇÒ °ÍÀ¸·Î º¸ÀÔ´Ï´Ù. ¸ð¹ÙÀÏ °áÁ¦ µµÀÔÀÌ ±ÞÁõÇÏ´Â ¹è°æ¿¡´Â ½º¸¶Æ®Æù º¸±Þ·ü°ú ÀÎÅÍ³Ý ¿¬°áÀÇ Áõ°¡°¡ ÀÖ½À´Ï´Ù. µðÁöÅÐ Áö°©Àº Æí¸®ÇÔ°ú º¸¾È ±â´ÉÀ¸·Î Àα⸦ ²ø°í ÀÖÀ¸¸ç, PayPal, Square, Stripe µî ÁÖ¿ä ¾÷üµéÀº °áÁ¦ ±â¼ú Çõ½Å°ú »ç¿ëÀÚ Ä£È­ÀûÀÎ ÀÎÅÍÆäÀ̽º·Î ½ÃÀåÀ» ¼±µµÇϰí ÀÖ½À´Ï´Ù.

°æÀï ¼¼·ÂÀº ±â¼úÀû Áøº¸¿Í Àü·«Àû Á¦ÈÞ¸¦ ÅëÇØ Çü¼ºµÇ°í ÀÖ½À´Ï´Ù. À¯·´ÀÇ PSD2³ª ¾Æ½Ã¾ÆÀÇ °áÁ¦ ¼­ºñ½º ¹ý°ú °°Àº ±ÔÁ¦ ÇÁ·¹ÀÓ¿öÅ©´Â Åõ¸í¼º°ú ¾ÈÀü¼ºÀ» ÃËÁøÇÏ¿© ½ÃÀå µ¿ÇâÀ» Çü¼ºÇÏ´Â µ¥ ¸Å¿ì Áß¿äÇÕ´Ï´Ù. ¹Ì·¡ ¿¹Ãø¿¡ µû¸£¸é, 2024³âºÎÅÍ 2033³â±îÁö CAGRÀº 11%À̸ç, ¾Æ½Ã¾ÆÅÂÆò¾ç µî ½ÅÈï ½ÃÀåÀÌ Å« ¼ºÀå ÀáÀç·ÂÀ» º¸¿©ÁÖ°í ÀÖ½À´Ï´Ù. µðÁöÅÐ ÀüȯÀÌ °¡¼ÓÈ­µÊ¿¡ µû¶ó »çÀ̹ö º¸¾È¿¡ ´ëÇÑ ÅõÀÚ¿Í E-Commerce Ç÷§Æû°úÀÇ ¿øÈ°ÇÑ ÅëÇÕÀº Áö¼ÓÀûÀÎ ½ÃÀå ¸®´õ½ÊÀ» À§ÇØ ÇʼöÀûÀÔ´Ï´Ù.

¼¼°è ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀåÀº ¿ªµ¿ÀûÀ¸·Î ¼ºÀåÇϰí ÀÖÀ¸¸ç, Áö¿ªº°·Î ¶Ñ·ÇÇÑ Â÷À̸¦ º¸À̰í ÀÖ½À´Ï´Ù. ºÏ¹Ì´Â µðÁöÅÐ °áÁ¦ ±â¼úÀÇ ±¤¹üÀ§ÇÑ Ã¤Åðú °­·ÂÇÑ ±ÔÁ¦ ÇÁ·¹ÀÓ¿öÅ©·Î ÀÎÇØ ´«¿¡ ¶ç´Â ¼±µÎÁÖÀÚ·Î ÀÚ¸®¸Å±èÇϰí ÀÖ½À´Ï´Ù. ƯÈ÷ ¹Ì±¹Àº ÇÉÅ×Å© Çõ½Å¿¡ ¸¹Àº ÅõÀÚ¸¦ ÅëÇØ ¿øÈ°ÇÑ ÀüÀÚ°Å·¡¸¦ Áö¿øÇϴ źźÇÑ µðÁöÅÐ ÀÎÇÁ¶ó¸¦ ±¸ÃàÇÏ¸ç ¼±µÎ¸¦ ´Þ¸®°í ÀÖ½À´Ï´Ù. ÀÌ Áö¿ªÀº º¸¾È°ú ÆíÀǼºÀ» Áß½ÃÇÏ¸ç ½ÃÀå ¿ìÀ§¸¦ Áö¼ÓÀûÀ¸·Î À¯ÁöÇϰí ÀÖ½À´Ï´Ù.

À¯·´Àº ´Ù¾çÇÑ °áÁ¦ »óȲ°ú °³Á¤ °áÁ¦ ¼­ºñ½º Áöħ(PSD2)°ú °°Àº ±ÔÁ¦ ÀÌ´Ï¼ÅÆ¼ºê¸¦ Ư¡À¸·Î ÇÏ´Â À¯·´ÀÌ ±× µÚ¸¦ ÀÕ°í ÀÖ½À´Ï´Ù. ¿µ±¹, µ¶ÀÏ, ÇÁ¶û½º µîÀÇ ±¹°¡µéÀº ¼±ÁøÈ­µÈ ÀºÇà ½Ã½ºÅÛ°ú µðÁöÅÐ °áÁ¦¸¦ ¼±È£ÇÏ´Â ¼ÒºñÀÚ µ¿ÇâÀ¸·Î ½ÃÀåÀ» ¼±µµÇϰí ÀÖ½À´Ï´Ù. ÀÌ Áö¿ªÀº ¾ÈÀüÇÏ°í °æÀïÀÌ ÀûÀº °áÁ¦ ȯ°æÀ» Á¶¼ºÇϱâ À§ÇØ ³ë·ÂÇϰí ÀÖÀ¸¸ç, ¼ºÀå ÀáÀç·ÂÀ» ´õ¿í ³ôÀ̰í ÀÖ½À´Ï´Ù.

¾Æ½Ã¾ÆÅÂÆò¾çÀº ½º¸¶Æ®Æù°ú ÀÎÅÍ³Ý ¿¬°áÀÇ º¸±Þ¿¡ ÈûÀÔ¾î ºü¸£°Ô ¼ºÀåÇÏ´Â ½ÃÀåÀ¸·Î ºÎ»óÇϰí ÀÖ½À´Ï´Ù. Áß±¹°ú Àεµ´Â Àα¸°¡ ¸¹°í µðÁöÅÐ ¹®ÇØ·ÂÀÌ Çâ»óµÊ¿¡ µû¶ó ÀüÀÚ°áÁ¦ ¼Ö·ç¼Ç¿¡ ´ëÇÑ ¼ö¿ä°¡ Áõ°¡Çϰí ÀÖ´Â ¸Å¿ì Áß¿äÇÑ ½ÃÀåÀÔ´Ï´Ù. ÀÌ Áö¿ªÀº ±ÝÀ¶ Æ÷¿ë¿¡ ÁßÁ¡À» µÎ°í ÀÖÀ¸¸ç, Çö±Ý ¾ø´Â °æÁ¦¸¦ ÃËÁøÇϱâ À§ÇÑ Á¤ºÎÀÇ ³ë·ÂÀÌ Áß¿äÇÑ ¼ºÀå µ¿·ÂÀÌ µÇ°í ÀÖ½À´Ï´Ù. ÀÌ È°±âÂù ½ÃÀåÀº »ó½Â¼¼¸¦ Ÿ°íÀÚ ÇÏ´Â ÀÌÇØ°ü°èÀڵ鿡°Ô Å« ±âȸ¸¦ Á¦°øÇϰí ÀÖ½À´Ï´Ù.

¸ñÂ÷

Á¦1Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå °³¿ä

Á¦2Àå ÁÖ¿ä ¿ä¾à

Á¦3Àå ½ÃÀå¿¡ °üÇÑ ÁÖ¿ä ÀλçÀÌÆ®

Á¦4Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå Àü¸Á

Á¦5Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå Àü·«

Á¦6Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå ±Ô¸ð

Á¦7Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : À¯Çüº°

Á¦8Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : Á¦Ç°º°

Á¦9Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : ¼­ºñ½ºº°

Á¦10Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : ±â¼úº°

Á¦11Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : ±¸¼º¿ä¼Òº°

Á¦12Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : ¿ëµµº°

Á¦13Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : Àü°³º°

Á¦14Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : ÃÖÁ¾»ç¿ëÀÚº°

Á¦15Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : ¸ðµåº°

Á¦16Àå ÀüÀÚ°áÁ¦ ½Ã½ºÅÛ ½ÃÀå : Áö¿ªº°

Á¦17Àå °æÀï ±¸µµ

Á¦18Àå ±â¾÷ °³¿ä

ksm
¿µ¹® ¸ñÂ÷

¿µ¹®¸ñÂ÷

The ePayment system market is poised to expand from $89.6 billion in 2023 to approximately $362 billion by 2033, with a CAGR of 14.8%.

The ePayment System Market encompasses the digital platforms and technologies facilitating electronic transactions, enabling seamless financial exchanges without the need for physical currency. It includes mobile payments, online banking, digital wallets, and contactless transactions. This market is driven by advancements in fintech, increasing internet penetration, and the demand for secure, efficient, and convenient payment solutions, transforming consumer and business financial interactions globally.

The ePayment System Market is witnessing rapid expansion, primarily driven by the increasing adoption of digital transactions and mobile payment solutions. Within this dynamic landscape, mobile wallets and contactless payment methods emerge as the dominant sub-segments, propelled by consumer preference for convenience and speed. Online banking and peer-to-peer payment platforms follow closely as the second-highest performing sub-segments, reflecting a shift towards seamless financial interactions and enhanced security features. Geographically, North America leads the market, attributed to its technological infrastructure and high digital literacy rates. The Asia-Pacific region follows as a strong contender, driven by its burgeoning e-commerce sector and widespread smartphone penetration. Notably, China and India stand out as key contributors, with their large populations and government initiatives promoting cashless economies. These trends underscore the market's potential for sustained growth, as stakeholders invest in innovative solutions to cater to evolving consumer demands and regulatory landscapes.

In 2023, the ePayment System Market exhibited robust growth, with transaction volume reaching 1.2 trillion USD. The mobile payment segment dominated the market with a 45% share, followed by digital wallets at 30%, and online banking at 25%. The surge in mobile payment adoption is driven by increased smartphone penetration and enhanced internet connectivity. Digital wallets are gaining traction due to their convenience and security features. Key players such as PayPal, Square, and Stripe are leading the market, leveraging innovations in payment technologies and user-friendly interfaces.

Competitive dynamics are shaped by technological advancements and strategic partnerships. Regulatory frameworks, like PSD2 in Europe and the Payment Services Act in Asia, are pivotal in shaping market trends by promoting transparency and security. As digital transformation accelerates, investment in cybersecurity and seamless integration with e-commerce platforms will be critical for sustained market leadership.

The global ePayment system market is experiencing dynamic growth, with distinct regional variations. North America stands as a prominent leader, driven by the widespread adoption of digital payment technologies and a strong regulatory framework. The United States, in particular, is at the forefront, with significant investments in fintech innovations and a robust digital infrastructure that supports seamless electronic transactions. This region's emphasis on security and convenience continues to propel its market dominance.

Europe follows closely, characterized by its diverse payment landscape and regulatory initiatives, such as the Revised Payment Services Directive (PSD2). Countries like the United Kingdom, Germany, and France are leading the charge with their advanced banking systems and consumer preference for digital payments. The region's commitment to fostering a secure and competitive payment environment further enhances its growth potential.

Asia Pacific emerges as a rapidly expanding market, driven by the proliferation of smartphones and internet connectivity. China and India are pivotal players, with their large populations and increasing digital literacy fueling the demand for ePayment solutions. The region's focus on financial inclusion and government initiatives to promote cashless economies are significant growth drivers. This vibrant market offers substantial opportunities for stakeholders looking to capitalize on its upward trajectory.

Key Companies

Adyen, Square, Stripe, Worldpay, Pay U, Klarna, Revolut, Payoneer, Razorpay, Braintree, Paytm, Mollie, Transfer Wise, Skrill, Blue Snap, Dwolla, We Pay, Pro Pay, Payza, 2 Checkout

Sources

World Bank - Global Payment Systems Survey, International Monetary Fund - Financial Access Survey, European Central Bank - Payment Statistics, Bank for International Settlements - Committee on Payments and Market Infrastructures, United Nations Conference on Trade and Development - Digital Economy Report, Organization for Economic Co-operation and Development - Digital Economy Outlook, Federal Reserve System - Financial Services Policy Committee, European Commission - Digital Single Market Strategy, Reserve Bank of India - Payment and Settlement Systems, Bank of England - Payment Systems Oversight Report, Monetary Authority of Singapore - Payment Systems Oversight, Bank of Canada - Payment Systems Research, Central Bank of Brazil - Financial System Report, Australian Payments Network - Annual Review, Payments Canada - Payment Methods and Trends Report, Global Forum on Remittances, Investment and Development, International Telecommunication Union - ICT Statistics, World Economic Forum - Future of Payments, Financial Stability Board - Financial Innovation Report, International Finance Corporation - Digital Financial Services.

Research Scope

Our research scope provides comprehensive market data, insights, and analysis across a variety of critical areas. We cover Local Market Analysis, assessing consumer demographics, purchasing behaviors, and market size within specific regions to identify growth opportunities. Our Local Competition Review offers a detailed evaluation of competitors, including their strengths, weaknesses, and market positioning. We also conduct Local Regulatory Reviews to ensure businesses comply with relevant laws and regulations. Industry Analysis provides an in-depth look at market dynamics, key players, and trends. Additionally, we offer Cross-Segmental Analysis to identify synergies between different market segments, as well as Production-Consumption and Demand-Supply Analysis to optimize supply chain efficiency. Our Import-Export Analysis helps businesses navigate global trade environments by evaluating trade flows and policies. These insights empower clients to make informed strategic decisions, mitigate risks, and capitalize on market opportunities.

TABLE OF CONTENTS

1: ePayment System Market Overview

2: Executive Summary

3: Premium Insights on the Market

4: ePayment System Market Outlook

5: ePayment System ePayment System Market Strategy

6: ePayment System Market Size

7: ePayment System Market, by Type

8: ePayment System Market, by Product

9: ePayment System Market, by Services

10: ePayment System Market, by Technology

11: ePayment System Market, by Component

12: ePayment System Market, by Application

13: ePayment System Market, by Deployment

14: ePayment System Market, by End User

15: ePayment System Market, by Mode

16: ePayment System Market, by Region

17: Competitive Landscape

18: Company Profiles

(ÁÖ)±Û·Î¹úÀÎÆ÷¸ÞÀÌ¼Ç 02-2025-2992 kr-info@giikorea.co.kr
¨Ï Copyright Global Information, Inc. All rights reserved.
PC¹öÀü º¸±â